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Similar situation 2 months post CH 7 discharge. Funny you got approved for ones I was denied (Walmart, JC Penny, Capital One.
I have seen lots of love from Commenity with the following approvals:
Victoria Secret $250
HSN $1,000
Pottery Barn $2,000
Pier 1 $500
Eddie Bauer $250
J Crew $250
Marathon Gas $250
Samuels Jewlers $2,000
I also was approved for :
Kohls $300
Matrix Mastercard $500 high fees so not sure if worth it
Surge Mastercard $500 high fees so not sure if worth it
1st Access (Total) Visa $300
1st Premier Mastercard $500
Gettington $500
Von Maur - varying line of credit
DFCU Secured Personal Loan (waiting on paperwork)
Credit One Mastercard $1,500
I know I went a little crazy but wanted to get enough total credit that I could actually use a card and still keep balances low.
@Anonymous wrote:
I was discharged last month. And I have a few cards with small limits! What are some suggestions!
I have Belks $500
JCPenney $400
Capital 1 $200
Walmart 700
Lowes 300
Amazon 700
Care Credit 800
This is my first time having cards ever! But utilization is under 10% so far!
Welcome to the forum, congrats on the approvals. Now, let them seat for 6 months and request a CLI to increase your available credit.
welcome !! congrats on your rebuild. take it slow. remember, it's a marathon not a race.
Congrats on your start to rebuilding. Now that you have a hand full of new cc's, stop applying. You need to establish positive payment history and responsible usage before the limits will grow. If you keep applying right now, you will continue to get these low starting limits if you are approved. It will take so much longer to grow these lower limits. If you wait until you are re-established, you will be rewarded with higher starting credit limits.
Good luck!