cancel
Showing results for 
Search instead for 
Did you mean: 

Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover It)

tag
Anonymous
Not applicable

Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover It)

I was supposed to wait and see my credit score  bouncing back from the low after applying to my Paypal Cashback, but a very nice lady in Best Buy giving me a promo of financing a Smart TV I needed to 6 months made me apply yo the Best Buy credit card where I limit of 2,500 dollars. After that, I felt lucky because Citibank had rejected me for a Citi Simplicity Card a week ago, so I decided to try with PNC Bank.  I had their secured credit card for almost seven months, but then decided to try luck with the PNC Cash Rewards (That even though is very similar to my TD Cash card, the 4% in gas sounds very good and I can use the cash card without annual cap for the rest anyway) and voila, credit line of 1000 and had the secured deposit returned. Finally, I felt so confident that I decided to try with my parents (Both of them had zero credit history and just moved to the country) and I referred them to two different cards (My father through my Discover It card and my mother through my Deserve Pro card) both of them approved and now I have two more cards, 110 dollars more from the referral links and 50 with 60 for each of them instead of going to the Capital One Platinum too. Now just time to wait for a while, I have enough cards for a while.

Message 1 of 16
15 REPLIES 15
Marz2002
Senior Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

You and your Parents...

awesome congratulations GIF by Slanted Studios

CONGRATS on ALL of the Approvals and the Very Nice SLs!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 2 of 16
Anonymous
Not applicable

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Congratulations on your approvals! 

Message 3 of 16
Anonymous
Not applicable

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Thanks, If I am honest I ws expecting a higher limit by PNC, I mean, Citibank gave me 2,500 without having any history with me at all, while PNC gave me 1000 after 7 months with a secured credit card that I used from time to time and always paid in full but whatever, crazyness of lenders. I also discovered how useful referral links are, and I am sure that I am going to use the more in the future 

Message 4 of 16
AverageJoesCredit
Legendary Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

CongratsSmiley Happy The Citi sl is deceiving in that they usually start most at 2k on the BB card. So you actually beat the normSmiley Happy.
Message 5 of 16
Anonymous
Not applicable

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Congrats on your cards! Smiley Happy

Message 6 of 16
mikesonthemend
Valued Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

tenor

Bam!

Congratulations, to you and your parents!




Living through Darwinism is so much worse than learning about about it in school.
Message 7 of 16
ZackAttack
Established Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover


@Anonymous wrote:

I was supposed to wait and see my credit score  bouncing back from the low after applying to my Paypal Cashback, but a very nice lady in Best Buy giving me a promo of financing a Smart TV I needed to 6 months made me apply yo the Best Buy credit card where I limit of 2,500 dollars. After that, I felt lucky because Citibank had rejected me for a Citi Simplicity Card a week ago, so I decided to try with PNC Bank.  I had their secured credit card for almost seven months, but then decided to try luck with the PNC Cash Rewards (That even though is very similar to my TD Cash card, the 4% in gas sounds very good and I can use the cash card without annual cap for the rest anyway) and voila, credit line of 1000 and had the secured deposit returned. Finally, I felt so confident that I decided to try with my parents (Both of them had zero credit history and just moved to the country) and I referred them to two different cards (My father through my Discover It card and my mother through my Deserve Pro card) both of them approved and now I have two more cards, 110 dollars more from the referral links and 50 with 60 for each of them instead of going to the Capital One Platinum too. Now just time to wait for a while, I have enough cards for a while.


Is that the paypal cashback mastercard?

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 8 of 16
pinkandgrey
Senior Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Whew! That’s quite a streak. Congrats on all that!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 13k
Apple Card: 4.25k
Message 9 of 16
Anonymous
Not applicable

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

The card I got before the PNC and the Best Buy? Yeah, it was the PayPal Cashback MasterCard with a 2000 limit
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.