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Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover It)

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Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover It)

I was supposed to wait and see my credit score  bouncing back from the low after applying to my Paypal Cashback, but a very nice lady in Best Buy giving me a promo of financing a Smart TV I needed to 6 months made me apply yo the Best Buy credit card where I limit of 2,500 dollars. After that, I felt lucky because Citibank had rejected me for a Citi Simplicity Card a week ago, so I decided to try with PNC Bank.  I had their secured credit card for almost seven months, but then decided to try luck with the PNC Cash Rewards (That even though is very similar to my TD Cash card, the 4% in gas sounds very good and I can use the cash card without annual cap for the rest anyway) and voila, credit line of 1000 and had the secured deposit returned. Finally, I felt so confident that I decided to try with my parents (Both of them had zero credit history and just moved to the country) and I referred them to two different cards (My father through my Discover It card and my mother through my Deserve Pro card) both of them approved and now I have two more cards, 110 dollars more from the referral links and 50 with 60 for each of them instead of going to the Capital One Platinum too. Now just time to wait for a while, I have enough cards for a while.

Message 1 of 16
15 REPLIES 15
Valued Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

You and your Parents...

awesome congratulations GIF by Slanted Studios

CONGRATS on ALL of the Approvals and the Very Nice SLs!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $12.2K | Citi AAdvantage WEMC $12.5K | Discover $15.5K | OpenSky $300 BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) | BBVA Compass Rewards VS $10.5K |
Apple Card MC $6K | NFCU cashRewards $1K
TCL - $114K+ | Rebuilding since April 2018
Message 2 of 16
Established Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Congratulations on your approvals! 


Message 3 of 16
Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Thanks, If I am honest I ws expecting a higher limit by PNC, I mean, Citibank gave me 2,500 without having any history with me at all, while PNC gave me 1000 after 7 months with a secured credit card that I used from time to time and always paid in full but whatever, crazyness of lenders. I also discovered how useful referral links are, and I am sure that I am going to use the more in the future 

Message 4 of 16
Community Leader
Mega Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

CongratsSmiley Happy The Citi sl is deceiving in that they usually start most at 2k on the BB card. So you actually beat the normSmiley Happy.
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 16
Valued Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Congrats on your cards! Smiley Happy





Message 6 of 16
Established Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

tenor

Bam!

Congratulations, to you and your parents!



“If you don’t know, the thing to do is not to get scared, but to learn.” – Ayn Rand
Message 7 of 16
Regular Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover


@Dracomael wrote:

I was supposed to wait and see my credit score  bouncing back from the low after applying to my Paypal Cashback, but a very nice lady in Best Buy giving me a promo of financing a Smart TV I needed to 6 months made me apply yo the Best Buy credit card where I limit of 2,500 dollars. After that, I felt lucky because Citibank had rejected me for a Citi Simplicity Card a week ago, so I decided to try with PNC Bank.  I had their secured credit card for almost seven months, but then decided to try luck with the PNC Cash Rewards (That even though is very similar to my TD Cash card, the 4% in gas sounds very good and I can use the cash card without annual cap for the rest anyway) and voila, credit line of 1000 and had the secured deposit returned. Finally, I felt so confident that I decided to try with my parents (Both of them had zero credit history and just moved to the country) and I referred them to two different cards (My father through my Discover It card and my mother through my Deserve Pro card) both of them approved and now I have two more cards, 110 dollars more from the referral links and 50 with 60 for each of them instead of going to the Capital One Platinum too. Now just time to wait for a while, I have enough cards for a while.


Is that the paypal cashback mastercard?

Michigan Schools & Gov't Credit Union Classic Visa Card | $3kDiscover Student Cash Back | $2300Capital One Savor Card v1 | $11k AUAmex 1.5% CB | $3.1kBest Buy Store Card | $3k

July 2018
Ford Credit Loan $199.26/month (3 yrs)
January 2019
Discover Cash it Card $500
Michigan Schools and Gov't CU Card $1,000
February 2019
Self Lender Loan (Closed July 2019)
May 2019
Discover CLI $1.2k
July 2019
Discover System CLI $600
Amex $2,000
Best Buy Store Card $3,000
October 2019
MSGCU CLI $2k
Dec 2019
Amex $1,100 CLI

Eyes on Credit Cards
BoA Cash Rewards (with or without Student Verison)Gas Card with 5% Cashback w/ no AF2% Cashback EverythingDining & Entertainment Category Card
Message 8 of 16
Community Leader
Valued Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

Whew! That’s quite a streak. Congrats on all that!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 9 of 16
Contributor

Re: Like four approvals in one week (PNC Cash rewards, Best Buy Credt Card, Deserve Pro and Discover

The card I got before the PNC and the Best Buy? Yeah, it was the PayPal Cashback MasterCard with a 2000 limit
Message 10 of 16
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