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Lil bro's first credit card at 18. NFCU!!!

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Alphadude
Established Member

Lil bro's first credit card at 18. NFCU!!!

My little brother scored his first credit card this morning with Navy with a SL of $3000 and the APR is great. He has been on my parents cards as an authorized user for the last couple of years, so his scores are in the mid 700's. Not a bad start. 

 

I know he wil keep it up because my dad preaches using credit accordignly, utilization and DON'T MESS IT UP!! Smiley LOL And my dad will know his due dates and monitor his credit like he did mines. 

 

He also applied for a Discover card and approved for $2500, but they want him to sign a 4506-T. I told him just to send in his last 3 bank statments since I just went through the same with Discover. He should be fine. 

 

navynavy

 

 

 

 

Message 1 of 14
13 REPLIES 13
gdale6
Moderator Emeritus

Re: Lil bro's first credit card at 18. NFCU!!!

Well well, excellent, grats to your bro Smiley Happy
Message 2 of 14
coreyb80
Super Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congrats to your bro on the approval!

Message 3 of 14
AllZero
Mega Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congratulations on DB approvals!
Message 4 of 14
M_Smart007
Legendary Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congrats to "Lil bro"Smiley Happy

Message 5 of 14
Irv02
Established Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congratulations on your new card!!! Navy is fantastic!!!

Message 6 of 14
blindambition
Senior Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congrats to your DB. Definitely off to a good start with Navy and Discover!!

Navy gave 3k out of the gate. That will help with those higher limit cards much faster. 🥳 

Message 7 of 14
mrcraft
Valued Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congratulations to your brother!



Message 8 of 14
CreditAggie
Community Leader
Super Contributor

Re: Lil bro's first credit card at 18. NFCU!!!

Congratulations on DB's approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 14
Bryant0
Member

Re: Lil bro's first credit card at 18. NFCU!!!

That's crazy. He's got more credit than I do after a year of credit building. Kinda wish I'd have had someone to make me an AU - haha.

 

Congrats to him!

Message 10 of 14
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