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Local CU Approved / Chase 7-10 day (APPROVED)

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ZackAttack
Established Contributor
‎04-07-2020 02:49 PM
‎04-07-2020 02:49 PM

Local CU Approved / Chase 7-10 day (APPROVED)

Hi,

 

My CU classic card was sitting at 3k and this month turned to be the 6th month. In spite of the virus happening, I think playing it save would be nice. MSGCU does do a HP anyways so it would not of matter. Anyways, I request a 2,000 CLI to the card and PC to the Titanium card (lowest fixed APR 9.75%). I got approved for both the CLI and the new card. Smiley Happy

 

While we don't have enough data points on how Chase's student card works, I figured that I would give off a try. After CU pulled, I then applied for the student card. After the submit, I find a 7-10 day message will be sent. My guess is it is denied as I doubt they are verifying the college I am currently at.

 

MSGCU likes EX Fico 3 ... Card was at 1 YR 4 MTHS. Score 731.
Chase pulled TU & EX. Guess is TU is the main bureau.


Ford Credit (car) | July 2018

MSGCU & Discover | Jan 2019

Amex & Best Buy | July 2019



April 11th 11:11 PM
Logged onto my Chase account to find out that I have been APPROVED with 1,000 CL. BOOOOOO YEAH!!!! 

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 1 of 22
21 REPLIES 21
AllZero
Mega Contributor
‎04-07-2020 02:51 PM
‎04-07-2020 02:51 PM

Re: Local CU Approved / Chase 7-10 day

Congratulations on your CLI and product upgrade!
Message 2 of 22
CreditAggie
Community Leader<br> Super Contributor</br>
Community Leader
Super Contributor
‎04-07-2020 02:53 PM
‎04-07-2020 02:53 PM

Re: Local CU Approved / Chase 7-10 day

Congratulations on your CLI and product change, and good luck on your Chase app!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 22
ZackAttack
Established Contributor
‎04-07-2020 04:00 PM
‎04-07-2020 04:00 PM

Re: Local CU Approved / Chase 7-10 day

@CreditAggie wrote:

Congratulations on your CLI and product change, and good luck on your Chase app!

For some reason, I have doubts with Chase. Then again ... who knows what it will have. No way of knowing until the letter arrives because you can't apply for this card through your login info.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 4 of 22
Anonymous
Not applicable
‎04-07-2020 04:03 PM
‎04-07-2020 04:03 PM

Re: Local CU Approved / Chase 7-10 day

Congrats on your successful PC and CLI!

Message 5 of 22
M_Smart007
Legendary Contributor
‎04-07-2020 04:15 PM
‎04-07-2020 04:15 PM

Re: Local CU Approved / Chase 7-10 day

Congratulations!

Message 6 of 22
Meanmchine
Super Contributor
‎04-07-2020 05:39 PM
‎04-07-2020 05:39 PM

Re: Local CU Approved / Chase 7-10 day

Congrats MSGCU love

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 22
Anonymous
Not applicable
‎04-07-2020 05:44 PM
‎04-07-2020 05:44 PM

Re: Local CU Approved / Chase 7-10 day

Congrats on your PC and CLI.

Message 8 of 22
ZackAttack
Established Contributor
‎04-07-2020 07:46 PM
‎04-07-2020 07:46 PM

Re: Local CU Approved / Chase 7-10 day

@Meanmchine wrote:

Congrats MSGCU love

It is strong seeing how I been with the CU when my parents opened up an account there for me.

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 9 of 22
Anonymous
Not applicable
‎04-08-2020 08:34 AM
‎04-08-2020 08:34 AM

Re: Local CU Approved / Chase 7-10 day

Congratulations on your CLI and PC! 👍

Message 10 of 22
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