Long Hiatus From Credit Seeking Nets $119,000 CL + $30,000 PL

[credit_endurance]

Good well wishes and hello's to the forum community. I have been on a long haitus from credit seeking and the boards here in the community for a greater part of a year and an half. Stoping in for a few peeks from time to time because you know its hard to completely stay away from here 

On to my title at hand. My seeking of credit this time around was basically cards and companies that had denied me within the past 2 years and rightfully so. During this time 2 years ago I had just came off my latest spree and my reports LOL/24 for boh inquiries and accounts. So after cooling my heels I decided to let things age and get to single digit inquires/accounts within 24 months and also allow my scores to finally crack 800's.

Approvals

Wright Patt CU Low Rate Visa $25,000 SL (TU Pull)
US Bank Altitude Connect Visa $500 (toy limit)(banking relationship checking, savings) TU Pull

Fidelity Visa Signature $500 (toy limit)(investment accounts + 401k) TU Pull

Citizens 1.8% CB Mastercard $18,000 SL best APR 17.49 EQ Pull

Chase Amazon Prime Visa $28,000 SL 21.49 Apr &150 Cash Bonus TU & EXP Pull

Gemini World Elite Mastercard $20,000 SL  (Originally not on list) EXP Pull

Pay Pal Business Mastercard $10,000 SL (Preselect email offer) EXP Pull

SoFi Mastercard $7,000 SL (Baffling but not bad) EXP Pull

BOA Americard $10,000 SL (Balance transfers + $85,000 current exposure to work with and shuffle around) EXP Pull

SOFI Personal Loan $30,000 (Rate 13.49 not best but fits my needs) (Mailer +Code+ $200 Referal Bonus) EXP Pull

Denials 

Wells Fargo Autograph Visa ( too many accounts with balances had to laugh at this one, 4 total accounts reporting less than $500)  

Citi Best Buy Visa ( too many inquires also had to laugh at this one) EXP was 5/24

And (0) for ALL Credit Unions applied for ALL claiming too much unsecured credit for their likings. These include:

DCU (been a member for 5 years and NO products approved for ever)

Affinity CU (failed verification)

General Electric CU (Chexsystems)

Tower Federal CU (Membership approved, Mastercard & LOC denied)

Consumers CU (Membership approved Low Rate Visa, PL denied)

Wright -Patt CU (Membership approved, Low Rate Visa, LOC pending)

All in all a very sucessful spree of it.The approvals that I am most proud of is my US Bank, Fidelity combo and runner ups being Citizens & Chase Amazon. Me and US bank have had a rocky past history together one in which was an learning experince for me. You might be able to search the approvals from years ago when I double appied for US bank cards using same hp and was approved with no prior history with them. I netted Cash+ & Kroger Rewards $8,000/&18,000 SL respectivily. Once I recieved those card, I without better judgement, requested CL increases on the cards which went for mauual review. One week later I noticed my log in was frozen. I later called to find out both my accounts where closed.  The reasons they stated was I had enough available credit in a very short period of time and they considered me a risk. Not sutre if this has happened to any other member on the forums who would care to admit but, I just thought I would share my story to encourge others. I will NOT be requesting any CLI''s via a manual review to increase this credit line and will allow these toy limits to grow. Not going top get caught up in the "my profile is 800 scores so I deserve a more hefty credit line".All previous apps from 2018-2021 where denied by them for various reasons.  So, I will except their newfound love for my profile and run with it.  

Other DP's

0/6 1/12 6/24 New Accounts

0/6 0/12 4-6/24 Inquiries depending on bureau

Utilization 1% reporting at the time

Scores at time listed in my siggy

TCL North of $600k

Thanks for looking and questions just respond.

Update: Was just notified that my application for the Wright Patt Low interest platinum Visa card was approved for $25,000 SL. Will update the thread. 

[KingPredator]

Congrats on all the approvals 💪

[MartyWrite75]

Wow! Congratulations on all of your approvals! You did well! 👍👍

[gdale6]

Pretty good run of new credit there, grats on it all

[ocheosa]

Congratulations !! Red Alert ! You Killed It !!

[ccquest]

Nice spree, congrats on the approvals!

[KingRue8500]

Congrats on your approvals

[credit_endurance]

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@KingPredator wrote:

Congrats on all the approvals 💪

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Thanks so much @KingPredator!!

[credit_endurance]

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@MartyWrite75 wrote:

Wow! Congratulations on all of your approvals! You did well! 👍👍

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Thank you @MartyWrite75 for the well wishes and support!!

[credit_endurance]

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@gdale6 wrote:

Pretty good run of new credit there, grats on it all

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Thanks @gdale6 my friend much apprecited!!