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Love these CL increases!

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SouthJamaica
Mega Contributor

Re: Love these CL increases!


@socalchef00 wrote:

When on my quarterly run of asking for CLI's.

 

PayPal LoC : $2k to $2.5k

Navy More Rewards : $12.5k to $15k

HSBC Gold : $2k to $3k

Lowes : $10k to $12.5k

America Tire : $5k to $6.5k

Living Spaces : $5k to $7.5

Care Credit : $12.5k to $15k

 

2 more months and I can try the few Capital 1 cards , but wont hold my breath with them


Congratulations on your collection of CLI's.

 

Not to rain on your parade, but as @azdude480 pointed out, be careful about seeking more CLI's from Synchrony, because the higher your credit limits the more you become a target for their irrational bouts of account closings.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 11 of 17
PapaTunde
Established Contributor

Re: Love these CL increases!

Congrats on  all your CLIs !

All Fico9 835+ or there abouts

These violent delights have violent ends
Message 12 of 17
Currypuff72
Established Member

Re: Love these CL increases!

Nice! Congrats! At 6 months Cap1 gave me an auto cli of $300- but my husband got an auto cli of $2500 ($500- to $3000-) so go figure on them.

BK13 to BK7 conversion 7/16/2021
341 mtg 8/11/2021
BK7 discharge 10/13/2021

I have a plan and so far it’s going as planned
Approvals since discharge:
Cap1 Auto 10.99%
Cap1 Platinum SL 2000/current 2300
Cap1 Walmart SL 1000/current 1500
Petal2 SL 4500
PayPal Credit SL 2000
CFNA Ted Wiens SL 1800/current 2800
Apple MC SL 500
Sinclair Gas Card SL 550
DiscoverIT SL 2000
CCCU Auto refi 5.04%
CCCU Platinum Rewards SL 500
All cards zero except two
I never pay interest- always pay in full
I use one card for a few months running it up to 30% then bringing it back down to zero then move on to the next card. Starting scores in 10/2021 were non existent as no scores could be found since I had been in Ch13 for several years and had no active credit accounts. Todays scores:
EX Fico8- 675
TU Vantage 3.0- 686
EQ Vantage 3.0- 696
Message 13 of 17
socalchef00
Regular Contributor

Re: Love these CL increases!


@azdude480 wrote:

@socalchef00 wrote:

When on my quarterly run of asking for CLI's.

 

PayPal LoC : $2k to $2.5k

Navy More Rewards : $12.5k to $15k

HSBC Gold : $2k to $3k

Lowes : $10k to $12.5k

America Tire : $5k to $6.5k

Living Spaces : $5k to $7.5

Care Credit : $12.5k to $15k

 

2 more months and I can try the few Capital 1 cards , but wont hold my breath with them


Congrats! Those are some solid increases across the board! Woot, woot!

Be careful with SyncB (as I'm sure you already know)! I just lost 6 cards with them (strangely right after two large auto-CLIs on two of the accounts) and canceled the 7th on my own (a $20K Venmo) out of spite. They ranged from 4 months to 8 years old.

While no one knows what causes the SyncB axing, I was way more frequent with the CLI requests than your quarterly requests, had a very large exposure with them overall, and had about 4-5 new accounts in the last 8-12 months or so. So hopefully you'll continue to be A-OK.

And yeah good luck with Capital One. I haven't had increases in approaching 18 months on any of my four cards. (Although they've all but been sock-drawered, so can't blame them. It's a hate-hate relationship).


I saw your post. Thats insane. I hope they don't do that to me.  Sorry you got screwed by them


TransUnion FicoScore 8 : 800 | EquiFax FicoScore 9 : 813 | Experian FicoScore 8 : 760
Total Credit Limit Of : $374,650 | Avg Cr Age : 6 Yrs., Oldest card : 18 years, Youngest card : 2 Month
Message 14 of 17
babygirl1256
Senior Contributor

Re: Love these CL increases!

Congrats on your CLIs.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 15 of 17
socalchef00
Regular Contributor

Re: Love these CL increases!


@SouthJamaica wrote:

@socalchef00 wrote:

When on my quarterly run of asking for CLI's.

 

PayPal LoC : $2k to $2.5k

Navy More Rewards : $12.5k to $15k

HSBC Gold : $2k to $3k

Lowes : $10k to $12.5k

America Tire : $5k to $6.5k

Living Spaces : $5k to $7.5

Care Credit : $12.5k to $15k

 

2 more months and I can try the few Capital 1 cards , but wont hold my breath with them


Congratulations on your collection of CLI's.

 

Not to rain on your parade, but as @azdude480 pointed out, be careful about seeking more CLI's from Synchrony, because the higher your credit limits the more you become a target for their irrational bouts of account closings.


Ok, i'll watch them more now.


TransUnion FicoScore 8 : 800 | EquiFax FicoScore 9 : 813 | Experian FicoScore 8 : 760
Total Credit Limit Of : $374,650 | Avg Cr Age : 6 Yrs., Oldest card : 18 years, Youngest card : 2 Month
Message 16 of 17
cashorcharge
Community Leader
Super Contributor

Re: Love these CL increases!

WooHoo!! Congratulations on all your Approvals!!👏🏼🍾🥂

Message 17 of 17
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