Lowe's $10,000 CLI!

CreditAggie · ‎08-02-2021

Congratulations on your Lowe's CLI!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎08-02-2021

congrats! (also from a fellow Titans fan )

gdale6 · ‎08-03-2021

Sweet now you are at the max without POI enjoy it

FalconSteve · ‎08-03-2021

Congratulations

Did you have to put through a lot of spend to get this credit limit?

How old is this card?

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800 CL- AU, wife
3/9/20 Truist Rewards $11k SL- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC (TBOM) $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8 CL
8/2/23 Discover $8k SL

Titans84 · ‎08-03-2021

@FalconSteve wrote:
Congratulations

Did you have to put through a lot of spend to get this credit limit?
How old is this card?

I've put about $1000 total in the last 3 months. Generally, you don't need a lot of spend to get large CLIs with this card.

I've had this card since 2009, but up until 3 months ago it only had a limit of $1500. I then bumped it up to $25,000. DPs show that $35,000 is the max before POI is needed.

Current FICO 8: