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Lowe's Advantage Store Card Approval $1,500 to $12,000

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Anonymous
Not applicable

Lowe's Advantage Store Card Approval $1,500 to $12,000

Just wanted to share an interesting story about a Lowe's Advantage store card approval. Initial approval was for $1,500 dollars. This is my first card with Synchrony Bank. Upon receiving and activating the card I hit the love button and requested $5,000 as the new limit (Approved). Decided to try my luck and requested an increase to $10,000 (Approved). At this point, I was on a roll and decided to shoot the moon for $20,000 but was denied and countered with $12,000. These requests all happened within about 1 minute of each other. Just wanted to share with others in case they wanted to do the same thing. I will never use that much money with the card but it now my second highest limit.

 

I only saw a hard pull on my Transunion report. Current Transunion scores 713 Fico 8 & 693 Vantage.

 

 

Message 1 of 12
11 REPLIES 11
gdale6
Moderator Emeritus

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Grats on the initial approval and subsequent boost to 12K Smiley Happy

Message 2 of 12
CreditAggie
Community Leader
Super Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on your Lowe's approval and CLIs!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 3 of 12
tbque
Valued Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congrats on the Lowe's approval and nice SL!






Message 4 of 12
AllZero
Mega Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on your approval and CLIs!
Message 5 of 12
M_Smart007
Legendary Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on your Lowe's CLI !

Message 6 of 12
Anonymous
Not applicable

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000


@Anonymous wrote:

Just wanted to share an interesting story about a Lowe's Advantage store card approval. Initial approval was for $1,500 dollars. This is my first card with Synchrony Bank. Upon receiving and activating the card I hit the love button and requested $5,000 as the new limit (Approved). Decided to try my luck and requested an increase to $10,000 (Approved). At this point, I was on a roll and decided to shoot the moon for $20,000 but was denied and countered with $12,000. These requests all happened within about 1 minute of each other. Just wanted to share with others in case they wanted to do the same thing. I will never use that much money with the card but it now my second highest limit.

 

I only saw a hard pull on my Transunion report. Current Transunion scores 713 Fico 8 & 693 Vantage.

 

 


Congratulations on your approval and immediate CLI's! 🥳 how sweet it is! Thanks for sharing your story! 

Message 7 of 12
kittycreditmeow
Frequent Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on the approval and CLI! 🙂

Message 8 of 12
Mr_Mojo_Risin
Senior Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

You sure weren't messing around. Get all you can quickly 😅    Congrats to you!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 12
newfossil
Valued Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

That is awesome! Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 10 of 12
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