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Lowe's Advantage Store Card Approval $1,500 to $12,000

courthouse
Member

Lowe's Advantage Store Card Approval $1,500 to $12,000

Just wanted to share an interesting story about a Lowe's Advantage store card approval. Initial approval was for $1,500 dollars. This is my first card with Synchrony Bank. Upon receiving and activating the card I hit the love button and requested $5,000 as the new limit (Approved). Decided to try my luck and requested an increase to $10,000 (Approved). At this point, I was on a roll and decided to shoot the moon for $20,000 but was denied and countered with $12,000. These requests all happened within about 1 minute of each other. Just wanted to share with others in case they wanted to do the same thing. I will never use that much money with the card but it now my second highest limit.

 

I only saw a hard pull on my Transunion report. Current Transunion scores 713 Fico 8 & 693 Vantage.

 

 

Message 1 of 12
11 REPLIES 11
gdale6
Moderator

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Grats on the initial approval and subsequent boost to 12K Smiley Happy

Message 2 of 12
CreditAggie
Senior Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on your Lowe's approval and CLIs!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 3 of 12
tbque
Valued Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congrats on the Lowe's approval and nice SL!






Message 4 of 12
AllZero
Super Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on your approval and CLIs!
Message 5 of 12
M_Smart007
Epic Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on your Lowe's CLI !

Message 6 of 12
ComeBackLady
Established Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000


@courthouse wrote:

Just wanted to share an interesting story about a Lowe's Advantage store card approval. Initial approval was for $1,500 dollars. This is my first card with Synchrony Bank. Upon receiving and activating the card I hit the love button and requested $5,000 as the new limit (Approved). Decided to try my luck and requested an increase to $10,000 (Approved). At this point, I was on a roll and decided to shoot the moon for $20,000 but was denied and countered with $12,000. These requests all happened within about 1 minute of each other. Just wanted to share with others in case they wanted to do the same thing. I will never use that much money with the card but it now my second highest limit.

 

I only saw a hard pull on my Transunion report. Current Transunion scores 713 Fico 8 & 693 Vantage.

 

 


Congratulations on your approval and immediate CLI's! 🥳 how sweet it is! Thanks for sharing your story! 

Starting Score: June 2020: 502
Current Score: EX: APR 11 - 682,
APR 19 - EQ: 668, APR 26 - TU: 673
FICO: 668

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3, 690’s by JUN. Over 700 in 2021, ideally 725+, 805 LT

TCL: JUN 2020 $700, APR 2021 $7450

AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s







Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge


Message 7 of 12
kittycreditmeow
Frequent Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

Congratulations on the approval and CLI! 🙂

Credit Cards, Loans & Store Cards





Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 8 of 12
Mr_Mojo_Risin
Valued Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

You sure weren't messing around. Get all you can quickly 😅    Congrats to you!

NFCU More Rewards 24K CL
AODFCU Visa Signature 5K CL
NFCU Cash Rewards 4K CL
Discover IT 1.5K CL
Cap1 Quicksilver 600 CL
NFCU auto loan
Message 9 of 12
newfossil
Valued Contributor

Re: Lowe's Advantage Store Card Approval $1,500 to $12,000

That is awesome! Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 10 of 12
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