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Lowe's Approval and SL Recon

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raisemysc0re
Established Contributor

Lowe's Approval and SL Recon

I went back and forth on the Lowe's vs. Home Depot card but ultimately decided that the 5% off every purchase at Lowe's brought more value. The HD card would have probably been socked right away...

I used their prequal site and was pre-approved for 8K. I then finalized the Application and saw a HP on TU.

I then called in to recon the SL and asked for 15K. After about a 2 minute hold I was approved for the full amount. Smiley Happy

Probably could have asked for more but 15K is more than I will ever use in one transaction and I NEVER plan to carry a balance on this card at 26.99% anyways!!!

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 10/24/23):

Current Fico9 Scores (Updated 10/24/23):


Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor

Re: Lowe's Approval and SL Recon

Congratulations on your approval and successful SL reconsideration!

Message 2 of 17
blindambition
Senior Contributor

Re: Lowe's Approval and SL Recon

Congrats on the approval!! Nice job with recon!!

Smiley Happy

Message 3 of 17
Anonymous
Not applicable

Re: Lowe's Approval and SL Recon

congrats on the recon approval.

Message 4 of 17
M_Smart007
Legendary Contributor

Re: Lowe's Approval and SL Recon

Congratulations!

Message 5 of 17
gdale6
Moderator Emeritus

Re: Lowe's Approval and SL Recon

Grats on the Lowes approval Smiley Happy

 

Yeah I would never carry at that rate either but this card offers 0% for x months multi times a year with different amounts of purchases. Taking them up on one of these offers and you would lose the 5% but its useful for larger purchases.

Message 6 of 17
Mr_Mojo_Risin
Senior Contributor

Re: Lowe's Approval and SL Recon

Thats a true myfico'er move! Reconning the SL, I love seeing it!

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 7 of 17
cashorcharge
Community Leader
Super Contributor

Re: Lowe's Approval and SL Recon

That's great!  Congratulations on your approval!!

Message 8 of 17
JoeLuvsHisCredit
Valued Contributor

Re: Lowe's Approval and SL Recon

Congratulations 

Message 9 of 17
CreditAggie
Community Leader
Super Contributor

Re: Lowe's Approval and SL Recon

Congratulations on your Lowe's approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 17
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