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We began an earnest journey to pay down/off debt in July to prepare for a home purchase. We first worked toward bringing down utilization of higher balances to 30% through one billing cycle and then paid most of them off during the next cycle. We're down to about 18% utilization (because Comenity hasn't reported ~$15K in payments since June and is holding hostage my middle FICO 5,4,2). My middle FICO 8 started at 598 in July and is now at 717. What an amazing feeling to share that, with our hard work and discipline, we finally got a Lowe's CLI (previous limit of $3K and new limit of $10K)! This community has been invaluable to improving our creditworthiness! Thank you! 😃
Congrats on your Lowe's CLI.
Congrats on the CLI. 👍 🥂
Congratulations that is great enjoy it have fun.
Congrats on your CLI and congrats on the progress of your journey!
Congrats on your Lowe's CLI 🎉🎉🎉
@ajnavarro1125 wrote:We began an earnest journey to pay down/off debt in July to prepare for a home purchase. We first worked toward bringing down utilization of higher balances to 30% through one billing cycle and then paid most of them off during the next cycle. We're down to about 18% utilization (because Comenity hasn't reported ~$15K in payments since June and is holding hostage my middle FICO 5,4,2). My middle FICO 8 started at 598 in July and is now at 717. What an amazing feeling to share that, with our hard work and discipline, we finally got a Lowe's CLI (previous limit of $3K and new limit of $10K)! This community has been invaluable to improving our creditworthiness! Thank you! 😃
Congrsts on your hard work paying off!
Congrats on your Lowe’s Advantage CLI
Congratulations 🎊
Congratulations on your Lowe's CLI and recent score increase!