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Lowe’s CLI to 10K

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ajnavarro1125
Valued Member

Lowe’s CLI to 10K

We began an earnest journey to pay down/off debt in July to prepare for a home purchase. We first worked toward bringing down utilization of higher balances to 30% through one billing cycle and then paid most of them off during the next cycle. We're down to about 18% utilization (because Comenity hasn't reported ~$15K in payments since June and is holding hostage my middle FICO 5,4,2). My middle FICO 8 started at 598 in July and is now at 717. What an amazing feeling to share that, with our hard work and discipline, we finally got a Lowe's CLI (previous limit of $3K and new limit of $10K)! This community has been invaluable to improving our creditworthiness! Thank you! 😃

9 REPLIES 9
babygirl1256
Senior Contributor

Re: Lowe’s CLI to 10K

Congrats on your Lowe's CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 10
Stealth-1
Established Contributor

Re: Lowe’s CLI to 10K

Congrats on the CLI. 👍 🥂




"If you don't stand for something, you might fall for anything."
Message 3 of 10
firefox100
Valued Contributor

Re: Lowe’s CLI to 10K

Congratulations that is great enjoy it have fun.

Message 4 of 10
rgate88
Regular Contributor

Re: Lowe’s CLI to 10K

Congrats on your CLI and congrats on the progress of your journey!

CO Platinum - $500; CO Quicksilver - $2,000; Marcus GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $17,300; PNC Core - $27,000; Citi DoubleCash - $8,300 - AmEx Everyday - $2,500 (was $20,000); Citi Simplicity - $25,500; Chase World of Hyatt - $17,300; PayPal LOC - $10,000; PNC Cash Rewards - $36,000; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; BMO Harris Cash Back (Was Bank of the West Cash Back) - $3,000; (Closed Block-Fi - $15,000 RIP); Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $20,300; Venmo - $15,000; AllTru LOC - $10,000


Business Trade Lines - Chase Ink Cash - $4,000 (original limit $19,600); Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $5,000; FNBO Evergreen Business - $15,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $9,500; Marriott Bonvoy Business - $14,600; Barclays AAdvantage Aviator WE Business - $14,000; IHG Rewards Premier Business - $5,000; Delta Platinum Business - $16,400; Edward Jones Business (Elan) - $2,000


Total CLI - $395,900
Message 5 of 10
M_Smart007
Legendary Contributor

Re: Lowe’s CLI to 10K

Congrats on your Lowe's CLI 🎉🎉🎉

Message 6 of 10
Suzette2
Frequent Contributor

Re: Lowe’s CLI to 10K


@ajnavarro1125 wrote:

We began an earnest journey to pay down/off debt in July to prepare for a home purchase. We first worked toward bringing down utilization of higher balances to 30% through one billing cycle and then paid most of them off during the next cycle. We're down to about 18% utilization (because Comenity hasn't reported ~$15K in payments since June and is holding hostage my middle FICO 5,4,2). My middle FICO 8 started at 598 in July and is now at 717. What an amazing feeling to share that, with our hard work and discipline, we finally got a Lowe's CLI (previous limit of $3K and new limit of $10K)! This community has been invaluable to improving our creditworthiness! Thank you! 😃


Congrsts on your hard work paying off! 

6/20 :12/22 :
Message 7 of 10
KingRue8500
Senior Contributor

Re: Lowe’s CLI to 10K

Congrats on your Lowe’s Advantage CLI




Message 8 of 10
Traveler101
Established Contributor

Re: Lowe’s CLI to 10K

Congratulations 🎊 

Message 9 of 10
CreditAggie
Community Leader
Super Contributor

Re: Lowe’s CLI to 10K

Congratulations on your Lowe's CLI and recent score increase!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 10
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