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Lowe’s CLI

Established Contributor

Re: Lowe’s CLI

@Rosas23 wrote:

So I am very shocked I've had my Lowe's card for about a year and have not been using it much besides a few random little things each month. I had a limit of 3,000 and figured why not request an increase since it's a sp and I meant to type in 6,000 as the amount I requested but I guess I must have typed in 60,000 because I got a notification that only a partial increase could be approved, but that "partial increase" being 35,000 is this a normal limit for this type of store card? Thanks!

That's the max limit for that card, congrats

SoFi World Elite MC (TBOM) $7000 SL
REDcard (TD Bank) $2500 SL
AmEx Cash Magnet $10k SL, CLI after 36hr to $20k- $30k CL
BB&T Rewards $11k SL- impulse application
BB&T Rewards $11k SL- AU, not on reports- impulse app (wife's card)
Discover $8800 CL- $1k SL- AU, no longer on reports b/c of error (wife's card)
Citi Double Cash WEMC $8400 CL- AU- (wife's card)
AmEx Cash Magnet $27,900 CL (wife's card)
BoA Cash Rewards $11k CL- AU (Dad's card)
BoA Premium Rewards $12.3k CL- AU (Dad's card)
PSECU Founder's Card $30k SL- AU (Dad's card)
AmEx Cash Magnet $30k CL- AU (Dad's card)
Wells Fargo Propel AmEx $3200 CL (AU, wife's card, not on CR b/c I was temporarily removed as an AU)

Credit Scores for both of us around 800, depending on what you pull & balances. All PIF, frequently before statement close
Goals: Buy a house, AOD VISA Signature card (or other 3% cashback), Chase Freedom Flex, $250k on CR, $100k NOT including AU accounts
Closed accounts (long period of inactivity): AmEx clear, Citi ThankYou (previously Driver's Edge), Chase Freedom, Cap One, Discover IT, Lowes, 1st REDcard, Visa, Children's Place, Kohl's, Angel Card (AU- wife's), Old Navy, Wells Fargo Active Cash (2%)- $2k SL- AU (wife's card)
Message 11 of 18
Frequent Contributor

Re: Lowe’s CLI

Congratulations on your massive CLI and this should help with your UTI %

Message 12 of 18

Re: Lowe’s CLI

@Rosas23 Congrats! on Crazy CLI, they CLD'd mine, NO Lates!

12k to $7700. to $100. 

Good Job!

Fico8s EX 733 EQ 752 TU 773
Started 10/16 Ex 593 EQ 605 TU 620

Home Depot 25k
ICCU Premier Rewards Visa 20k
America First CU Signature Rewards 20k
PenFed Gold Visa 11k
FNBO World 11.3k
BMO HARRIS Cash Back 11.5k
Citi Double Cash. 6.3k
CITI Simplicity 3.8k (PC'd to Rewards+ 6/21)
BofA Cash Rewards 4k
Amex Hilton Honors 3.1k
Amex BCP 1k
Discover It 1k
Lowe's Advantage 4100.
Business Cards
Amex Business Lowe's 3k
BMO Harris Biz Platinum Rewards 7.5k
Lowe's 4 Pros 2k
US Bank Biz Cash Rewards 3k
Message 13 of 18
Valued Contributor

Re: Lowe’s CLI

Congratulations on your CLI!!! Yes, 35K is the max on this card. 

Message 14 of 18
Regular Contributor

Re: Lowe’s CLI

Amazing!!! Grats! That will be awesome for your overall utilization ratio!

Sock Drawer - Business - AU -
Plans - Cancel Discover It BT and USAA PCR VS cards at 3Yr Annivs
Message 15 of 18
Established Member

Re: Lowe’s CLI

Lowe's is nasty when it comes to CLI, they don't care. I went from applying, getting approved with $600 SL to a CLI of $17,000 within 20 minutes lol 

Message 16 of 18

Re: Lowe’s CLI


Message 17 of 18
Established Contributor

Re: Lowe’s CLI

Nicely done @Rosas23 on your 1000%+ CLI...enjoy the added spend power! Smiley Wink



You're max'd out on CL for Lowe's!!!

Message 18 of 18
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