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Lowe's Card $50,000! CLI before receiving the card!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Lowe's Card $50,000! CLI before receiving the card!

Hey folks.  Just wanted to report another data point to MyFICO

 

20 minutes ago, i applied for a Lowes CC on their website.  It auto approved for $4k.  I called the toll free number immediately after and requested $50k.  After 2 minutes on hold, i was given $35k.  But the cust svc rep advised me to fax my W-2's to the Lowe's senior lending team along with my application ID if i wanted to persue the $50k which i will.  Crossing my fingers on this and i'll be sure to follow up 

 

*FOLLOW UP* Lowe's Card approved my $50K CLI request.  Go to the last post on page 2 for more information.

Thanks to myFICO

I went from bad to excellent credit
Almost non-existent SL to $180k+ total SL
Living with my parents to owning my own home
And I couldn’t have done it without YOU!

Revolving Portfolio: AmEx Pt NPSL, AmEx Au NPSL, Lowe's $50k, DCU Pt $35k,
HELOC $30k, CSP $24k, AmEx ED $20k, C1 QS $12k, Citi Sears $2k

What’s next? Another property, another sports car, and double my total SL!


Message 1 of 29
28 REPLIES 28
Valued Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

congra12.gif

Message 2 of 29
Established Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

Wow!  Outstanding job there getting that kind of credit with a call!  Let us know how the 50k approval works out!  Hoping you get the limit you want!

Message 3 of 29
Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

Great SL!

 

Income? What bureaus did they pull?

Message 4 of 29
Regular Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

Congrats on the already killer SL! Hope you get the 50k Smiley Happy
Message 5 of 29
Frequent Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

Maybe the $50k is not worth my effort. I just read 10+ one star reviews on Credit Karma regarding closed accounts. All seem to be recent.

Also, I see a lot of $35k limits. But I could not find a single review above $35k. Maybe I’m not looking hard enough?
Thanks to myFICO

I went from bad to excellent credit
Almost non-existent SL to $180k+ total SL
Living with my parents to owning my own home
And I couldn’t have done it without YOU!

Revolving Portfolio: AmEx Pt NPSL, AmEx Au NPSL, Lowe's $50k, DCU Pt $35k,
HELOC $30k, CSP $24k, AmEx ED $20k, C1 QS $12k, Citi Sears $2k

What’s next? Another property, another sports car, and double my total SL!


Message 6 of 29
Member

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

An auto application from Lowes a home improvement store? Is that a real thing is Lowes giving out car loans or is it just called that name but is a normal credit card? Either way congrats 4k to 35k is impressive

Amazon Store Card - 10k
Best Buy Store Card - 10k
Discover IT Student - 9.5k
Wells Fargo Carrier HVAC - 8.5k
Chase Freedom - 5.2k
Discover IT Chrome - 3.6k
American Express - 1k
PNC Cash Reward Visa - 500
Message 7 of 29
Community Leader
Super Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

Congrats on your approval

EX 753 EQ 769 TU 755
Message 8 of 29
Community Leader
Valued Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

Congrats on your ridiculous 31k increase! Lol Amazing what these Lowe’s cards do...

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 9 of 29
Valued Contributor

Re: Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers!

"Lowes $4k Auto App, Instant $35k CLI, but trying for $50k. Crossing my fingers"

Message 10 of 29