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Lowe's Card CLI

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GApeachy
Super Contributor

Re: Lowe's Card CLI

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.

My Take Home Pay Don't Take Me Home
Message 11 of 19
stonedog23
Frequent Contributor

Re: Lowe's Card CLI


@GApeachy wrote:

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.


Whenever I get a CLI on a store card, my score never increases. I got a $15k increase from Lowe’s with no bump in score.

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 12 of 19
GApeachy
Super Contributor

Re: Lowe's Card CLI


@stonedog23 wrote:

@GApeachy wrote:

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.


Whenever I get a CLI on a store card, my score never increases. I got a $15k increase from Lowe’s with no bump in score.


I think it helped his with utl. is why.

My Take Home Pay Don't Take Me Home
Message 13 of 19
GApeachy
Super Contributor

Re: Lowe's Card CLI

It went from 2k to 21k to 30k within a month.

My Take Home Pay Don't Take Me Home
Message 14 of 19
stonedog23
Frequent Contributor

Re: Lowe's Card CLI


@GApeachy wrote:

@stonedog23 wrote:

@GApeachy wrote:

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.


Whenever I get a CLI on a store card, my score never increases. I got a $15k increase from Lowe’s with no bump in score.


I think it helped his with utl. is why.


Mine helped with my utilization and still no bump when I get an increase on store cards, go figure. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($19,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 15 of 19
spickeri
Valued Member

Re: Lowe's Card CLI

Yeah my exp reported yesterday and no increase in score.

TU 686
EQ 680
EX 703
Message 16 of 19
GApeachy
Super Contributor

Re: Lowe's Card CLI

Smiley Sad wish it had.

My Take Home Pay Don't Take Me Home
Message 17 of 19
spickeri
Valued Member

Re: Lowe's Card CLI

Still hoping i get a bump on TU or EQ lol.

TU 686
EQ 680
EX 703
Message 18 of 19
althes
Frequent Contributor

Re: Lowe's Card CLI

I hate when I get a new card and no bump in FICO score.

But I guess the utilization and AAOA cancel each other out, so no bump up.

Message 19 of 19
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