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Lowe's Card CLI

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Valued Member

Lowe's Card CLI

Requested cli on lowes card approved for 17000 old SL 1000. Account opened in marchTU8 661 inqs 7 AAOA 5years 5 months.I have been charging a couple hundred a month and pif.

TU 661
EQ 661
EX 683
Message 1 of 19
18 REPLIES 18
Established Contributor

Re: Lowe's Card CLI

gaga congrats.gif


AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 2 of 19
Super Contributor

Re: Lowe's Card CLI

Good limit for sure with that score.  If you get your score to 730+ and your income is sufficient you can usually get your limit raised as high as $35k with a quick phone call.

Message 3 of 19
Community Leader
Mega Contributor

Re: Lowe's Card CLI

Very niceSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 19
Regular Contributor

Re: Lowe's Card CLI

Awesome!  Sync is odd bank when it comes to making decisions.  I have been denied CLI's on accounts I've been using and PIF, but granted CLI's on accounts I've carried a balance on.  The new limit is very nice, congrats.

Message 5 of 19
Super Contributor

Re: Lowe's Card CLI

 

Congrats, Nice CLISmiley Happy

 

Message 6 of 19
Valued Member

Re: Lowe's Card CLI

Thanks Guys this forum has help so much in rebuilding my credit.

TU 661
EQ 661
EX 683
Message 7 of 19
Frequent Contributor

Re: Lowe's Card CLI

@SPICKERI - Now that's a hell of and increase,
MAJOR
WIIIIIINNNNNNNNNIIIIIINNNNNNGGGGGG!
CSP 17.8K
CHASE FU 7k
BECU VISA CARD 13K
BECU LOC 10K
CONNS(SYNCHRONY) 10K
MY JEWELERS 5K
NEW COAST DIRECT 5K
REGIONS PLATINUM 4K
BBT CASH REWARDS 3.5K
BBT TRAVEL 3.5K
PFU(ELAN FINANCIAL) 2K
CAP1 QS1 1.5K(closed GONE)
DISCOVER IT 2K
KAYS 1K(closed GONE)
NFCU CASH REWARDS 4.5k
CREDIT ONE 500(closed GONE)
OPENSKY 300(closed GONE)
DISCOVER(AU) 38.6K
CITI(AU) 12.5K

INCOME = 207K

Score for Fico are: Oct. 2019 Util 5%
Eq= 689
Trans= 719
Ex= 692
Inquires in last 24mths(Aug19)
Eq= 15
Trans= 12
Ex= 17
Accounts in Last 24mth= 19 6mths= 8(Aug19) 4 accounts have been closed
Car Loan= 1
Installment Loans= 5
CC= 12
4 AU accounts for AAoA since I have so many accounts(lol)
(1)10yrs, (3)8yrs
Message 8 of 19
Valued Contributor

Re: Lowe's Card CLI


@spickeri wrote:

Requested cli on lowes card approved for 17000 old SL 1000. Account opened in marchTU8 661 inqs 7 AAOA 5years 5 months.I have been charging a couple hundred a month and pif.


New subject "Lowes 17x CLI" !!!  Congrats!



Message 9 of 19
Super Contributor

Re: Lowe's Card CLI


@SACT51 wrote:

Awesome!  Sync is odd bank when it comes to making decisions.  I have been denied CLI's on accounts I've been using and PIF, but granted CLI's on accounts I've carried a balance on.  The new limit is very nice, congrats.


It's worth noting that not all Synchrony revolvers are treated the same way with respect to CLIs.  Their Lowe's card is a perfect example of that, as one can literally go from a $1k limit to a $35k limit within days (maybe even same day) of opening their account.  To my knowledge, few if any other Synchrony backed cards can do that.

Message 10 of 19
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