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Lowe's Card CLI

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Senior Contributor

Re: Lowe's Card CLI

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Message 11 of 19
Frequent Contributor

Re: Lowe's Card CLI


@GApeachy wrote:

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.


Whenever I get a CLI on a store card, my score never increases. I got a $15k increase from Lowe’s with no bump in score.

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($18,000), PNC Cash Rewards ($15,500), PNC Cashbuilder ($15,000), NFCU CashRewards Sig($12,000), Ebates Platinum VS($10,000), Paypal 2% MC($7700), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($6600), Synchrony Financial ($25,000), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Walmart MC($8000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), JCP($10,000), Care Credit($15,000), RoomsToGo($11,000), US Bank Cash 365 ($2500), US Bank Cash+ ($1,000), Wayfair($11,000), HSN($8000), Overstock($11,850), Lowe’s ($25,000), Trek Card($4250), WF mortgage 195K Fico 8: EQ 700, TU 709, EX 712, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 12 of 19
Senior Contributor

Re: Lowe's Card CLI


@stonedog23 wrote:

@GApeachy wrote:

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.


Whenever I get a CLI on a store card, my score never increases. I got a $15k increase from Lowe’s with no bump in score.


I think it helped his with utl. is why.

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Message 13 of 19
Senior Contributor

Re: Lowe's Card CLI

It went from 2k to 21k to 30k within a month.

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Message 14 of 19
Frequent Contributor

Re: Lowe's Card CLI


@GApeachy wrote:

@stonedog23 wrote:

@GApeachy wrote:

Congrats on the cli and possible score bump to come!  I think dh got a few from his lowes increase.


Whenever I get a CLI on a store card, my score never increases. I got a $15k increase from Lowe’s with no bump in score.


I think it helped his with utl. is why.


Mine helped with my utilization and still no bump when I get an increase on store cards, go figure. 

PenFed Power Cash ($20,000), NFCU GoRewards Sig ($18,000), PNC Cash Rewards ($15,500), PNC Cashbuilder ($15,000), NFCU CashRewards Sig($12,000), Ebates Platinum VS($10,000), Paypal 2% MC($7700), Wells Fargo CashWise($7000), Amex BCE($6000), Amex ED($6600), Synchrony Financial ($25,000), BBVA Clear Points ($3800), Amex Cash Magnet($2000), Walmart MC($8000), Fifth Third Truly Simple ($4000), BB&T Spectrum Cash Rewards($4500), BB&T Bright Card($4500), CapOne Quicksilver($1500), JCP($10,000), Care Credit($15,000), RoomsToGo($11,000), US Bank Cash 365 ($2500), US Bank Cash+ ($1,000), Wayfair($11,000), HSN($8000), Overstock($11,850), Lowe’s ($25,000), Trek Card($4250), WF mortgage 195K Fico 8: EQ 700, TU 709, EX 712, AAoA-86 months, AoOA-23 years, Fico 9: EQ 734, TU 737, EX 713
Message 15 of 19
Valued Member

Re: Lowe's Card CLI

Yeah my exp reported yesterday and no increase in score.

TU 661
EQ 661
EX 683
Message 16 of 19
Senior Contributor

Re: Lowe's Card CLI

Smiley Sad wish it had.

"MY TAKE HOME PAY DON'T TAKE ME HOME"
Message 17 of 19
Valued Member

Re: Lowe's Card CLI

Still hoping i get a bump on TU or EQ lol.

TU 661
EQ 661
EX 683
Message 18 of 19
Frequent Contributor

Re: Lowe's Card CLI

I hate when I get a new card and no bump in FICO score.

But I guess the utilization and AAOA cancel each other out, so no bump up.

Message 19 of 19
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