cancel
Showing results for 
Search instead for 
Did you mean: 

Lowe's Synchrony $5000 Approval a week ago!

tag
Royalbacon
Established Contributor

Lowe's Synchrony $5000 Approval a week ago!

Forgot to make a post for this, but I did burn Synchrony in my Chapter 7 BK back in 2020 and I did the prequalify on Lowe's a week ago and it came back at $5000 so I decided to go ahead and accept it! I burned Citi in my Chapter 7 bankruptcy on a Home Depot card and Costco card (Didn't burn them for a lot, but still burned them nonetheless) so Home Depot which is backed by Citi simply put is unobtainable for me, but I got both Lowe's and Menards now!!!

 

Not sure if i'll try to request CLI on this down the road any time this year or next year. I know how generous Synchrony can be and how fast their cards can grow but i've read too many horror stories with Synchrony that now make me feel uneasy for asking for CLI especially after my huge app spree of 5 new cards over the past few weeks.

 

Lowe's approval.png

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Message 1 of 12
11 REPLIES 11
Jordan23ww
Valued Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congratulations on your approval!

         


Message 2 of 12
MissLiz
Established Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congratulations on your approval and that awesome SL!

“A woman’s best protection is a little money of her own.” – Clare Boothe Luce
Message 3 of 12
Royalbacon
Established Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Just received the physical card today, kind of crazy to see a card without a chip in 2024

Lowes Card chipless in 2024-min (1).jpg

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Message 4 of 12
NoMoreDebt
Senior Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congrats

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 5 of 12
FlaDude
Valued Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congrats on the approval! Agree about the chipless card.

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
Message 6 of 12
CreditAggie
Community Leader
Super Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congratulations on your Lowe's approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 12
firefox100
Valued Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congratulations on your 5K approval, enjoy it have fun.

Message 8 of 12
keekers
Valued Contributor

Re: Lowe's Synchrony $5000 Approval a week ago!

Congrats.


Message 9 of 12
creditmemo
Valued Member

Re: Lowe's Synchrony $5000 Approval a week ago!

Congrats

Use it sparingly and wait a while, then ask for a cli.

They may double it, like mine.

 

Fyi:

I just had to check and none of my store cards have chips.

gl

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.