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Lowes 5K -> 9K

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Anonymous
Not applicable

Lowes 5K -> 9K

Asked for $9,000 and got it. Should have asked for more ha.

Why can I get so much credit on store cards, but regular credit cards I can't even hit 1K....so confused with banks.


DP: FICO scores around 670-690 across the board. BK7 5 years old.

Lowes.jpg

Message 1 of 12
11 REPLIES 11
M_Smart007
Legendary Contributor

Re: Lowes 5K -> 9K

Congrats on your Lowe's CLISmiley Happy

Message 2 of 12
gdale6
Moderator Emeritus

Re: Lowes 5K -> 9K

Grats on your very nice increase Smiley Happy

 

Store cards carry less risk than bankcards as they can only be used at the store.

Message 3 of 12
Trini88
Established Contributor

Re: Lowes 5K -> 9K

Congrats on your CLI!!!



Goal Cards:
Message 4 of 12
Ilinferno
Established Contributor

Re: Lowes 5K -> 9K

Congrats on the CLI!

Message 5 of 12
Total80sKid
Senior Contributor

Re: Lowes 5K -> 9K

Congrats on the Lowe's CLI 👍🏼

Message 6 of 12
CreditAggie
Community Leader
Super Contributor

Re: Lowes 5K -> 9K

Congratulations on your Lowe's CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 12
MeN5
Regular Contributor

Re: Lowes 5K -> 9K

Go back and ask again you left money on the table ask for 35k that's the max I did on second increase and got it

Message 8 of 12
NRB525
Super Contributor

Re: Lowes 5K -> 9K

Confronts your Lowes CLI ! 
Time to save 5% on some home improvement items. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 12
Creditaddict
Legendary Contributor

Re: Lowes 5K -> 9K


@Anonymous wrote:

Asked for $9,000 and got it. Should have asked for more ha.

Why can I get so much credit on store cards, but regular credit cards I can't even hit 1K....so confused with banks.


DP: FICO scores around 670-690 across the board. BK7 5 years old.

Lowes.jpg


Go back in today and as for $25k.

If sync isn't countering you are leaving CL on the table!

Message 10 of 12
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