cancel
Showing results for 
Search instead for 
Did you mean: 

Lowes Approval...1K SL

Highlighted
New Contributor

Lowes Approval...1K SL

Apped for the Lowes card, figured I could use it a bit redoing downstairs bathroom and laundry room...approved instantly for 1K...tried recon for more, no dice...  its my first synchrony card.

 

Figure thats my last for a while, locked all cr's, time to let my 83 inquiries die off Smiley LOL


Starting Fico 08/1/18
MyFico 3B 1/7/19



Chopping Block - First Premier, Credit One
Message 1 of 10
9 REPLIES 9
Highlighted
Community Leader
Senior Contributor

Re: Lowes Appoval...1K SL

Congrats.

 

Lowe's grows rather quickly

EXP 758 TU 783 EQ 729
Message 2 of 10
Highlighted
Established Contributor

Re: Lowes Approval...1K SL

Congratulations!! 🎉🎊

Synchrony is not my friend at all. I would love to app for Lowes in the future. What did they pull? 🤭
Sept 18: EQ: 578 TU: 583 EX: 576
Sept 19: EQ8: 640 TU8: 645 EX8:640 April 20': EQ8: ??? TU8: 680 EX8: 673
Goal by Sept 20’ EQ: 700 TU: 700 EX:700

AA:


Goal: Auto Lease 2020 Jeep MOAB
Goal: Chase Sapphire Preferred
Goals Achieved Nov 19’: First Chase CC, Marriott Bonvoy w/ lowest APR rate of 17% April 20': First Citi CC W/ 15% APR rate Total CL:$21,400
Message 3 of 10
Highlighted
New Contributor

Re: Lowes Approval...1K SL


@CivalV wrote:
Congratulations!! 🎉🎊

Synchrony is not my friend at all. I would love to app for Lowes in the future. What did they pull? 🤭

TU only


Starting Fico 08/1/18
MyFico 3B 1/7/19



Chopping Block - First Premier, Credit One
Message 4 of 10
Highlighted
Senior Contributor

Re: Lowes Approval...1K SL

Congrats on your approval !!!!!Lowes grows really i seen

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 5 of 10
Highlighted
New Contributor

Re: Lowes Approval...1K SL

Thanks, hopefully it grows....I figured I better try for one more card i may use soon, since my scores might take a good hit for a bit, I had a 6k personal loan from one main that was high apr and not moving much, so I transferred it all to my flagship card, which is going to hit me with 60% util on that card for a few months and at same time pay off and close that personal loan, so im going to probably take a score hit....but itll be worth it at 1.99%, that will let me get that 6k knocked out


Starting Fico 08/1/18
MyFico 3B 1/7/19



Chopping Block - First Premier, Credit One
Message 6 of 10
Highlighted
Community Leader
Senior Contributor

Re: Lowes Approval...1K SL

We, I mean opened dh's lowes card in may 2018, it started at 1K, it is now at 28K, which is way more than enoughSmiley Happy

EXP 758 TU 783 EQ 729
Message 7 of 10
Highlighted
New Contributor

Re: Lowes Approval...1K SL


@Jnbmom wrote:

We, I mean opened dh's lowes card in may 2018, it started at 1K, it is now at 28K, which is way more than enoughSmiley Happy


how much use? carry a balance?...auto cli? will they increase with reports frozen or locked?


Starting Fico 08/1/18
MyFico 3B 1/7/19



Chopping Block - First Premier, Credit One
Message 8 of 10
Highlighted
Community Leader
Senior Contributor

Re: Lowes Approval...1K SL

We used it for 0% financing for a new fridge (1000) and I pay 100 a month. We have always requested a CLI and it's been a SP, his reports are not locked/frozen. I have asked about every 61 days.

EXP 758 TU 783 EQ 729
Message 9 of 10
Highlighted
Member

Re: Lowes Approval...1K SL

Just a heads up. Pulled the trigger in store for a new fridge. TU pulls only on my mind. Turns out they pulled experian only. To my surprise 3k SL. The wife talks me into a $1600 unit, after all said and done just under 2k. Hmmm not good on utilization. Called in and when asked how much I needed, I tell them 10k should be a good limit. Instant cli. No HP on the cli.

Exp 710 with 7 inq
TU 736 with 4 inq

Live in central VA


Message 10 of 10
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.