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Lowes CLI!

Auto Loans for ANY Credit Situation. Immediate Response.
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Regular Contributor

Lowes CLI!

I'm prepping to buy a house here soon so I got the lowes card 3 months ago. I knew they'd give me a stiff startling line with my credit rebuilding so I wanted to get it in advance (I know, don't App for anything else)
Startling line was $300
Called credit solutions every month and no luck. Always PIF.. well 3rd statement hit today and I hit the love button for $10,000. They countered with $5,000! Super pumped!

AAOA 2 years 5 months
Time since negative - 1 year 8 months
TU is 660 on their site
18% Util
July 17' - Scores 480s across the board
Fico Scores
Jan 18' - Exp 542 Eq 532 Trans 540
18' - Exp 642 Eq 649 Trans 660

Bank Cards - NFCU Cash Rewards $10k, NFCU Platinum $2000, NFCU MR $1000, Amex Delta Gold $1000, Discover IT $1000, Cap1 QS1 $300, Credit One $550, Primor Secured $250
Store Cards - Ikea Project $5500, Lowes $5000, Amazon Prime $5000, Fingerhut $1400, Jcrew $1020 - Other Comenity Cards $1400

Currently under contract for my first mortgage!
Message 1 of 6
5 REPLIES 5
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Frequent Contributor

Re: Lowes CLI!

Awesome! Congratulations!



Message 2 of 6
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Established Contributor

Re: Lowes CLI!

congrats!





Message 3 of 6
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Community Leader
Valued Contributor

Re: Lowes CLI!

Congrats! What kind of monthly spend did you put on it?



Message 4 of 6
Highlighted
Regular Contributor

Re: Lowes CLI!

Not much. First month maybe $80, second month $50 and third month $130
July 17' - Scores 480s across the board
Fico Scores
Jan 18' - Exp 542 Eq 532 Trans 540
18' - Exp 642 Eq 649 Trans 660

Bank Cards - NFCU Cash Rewards $10k, NFCU Platinum $2000, NFCU MR $1000, Amex Delta Gold $1000, Discover IT $1000, Cap1 QS1 $300, Credit One $550, Primor Secured $250
Store Cards - Ikea Project $5500, Lowes $5000, Amazon Prime $5000, Fingerhut $1400, Jcrew $1020 - Other Comenity Cards $1400

Currently under contract for my first mortgage!
Message 5 of 6
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Senior Contributor

Re: Lowes CLI!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 659, EQ- 651
What's in my wallet:



On the chopping block:

Message 6 of 6
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