Re: Lowes Card $400 -$10k CLI double dip today!

CreditAggie · ‎03-15-2021

Congratulations on your Lowe's CLIs!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Iusedtolurk · ‎03-15-2021

@MommyNeedsABreak1 wrote:
I just applied for a Lowes card online got the 7-10 day message so I called CS and asked them to look at my application. (Honestly though I would be denied) The lady told to I needed to verify identity and call back with a code so I did. She congratulated me and gave me a $400 SL. I told her I needed a little more and when asked how much I randomly said $2k (the amount of my planned purchase ) . CLI Instantly approved for $2k. After thanking her and hanging up the phone I thought about it and the purchase I was going to make would max out my card. So I read up on the lowes card here on the forums and decided to call back. I called the overseas CS about an hour later for another CLI but this time I asked for $10k. Approved! I almost fainted. I haven't had good credit in years I was Totally expecting the answer to be no. Omg! My largest SLis my Apple Card that started at $2k and and I asked for CLI and it went to $4k a few months after opening.

DP's : Rebuilding since April 2019. My revolving history is just under a year old . I have opened 5 credit cards in the past year. Closed the first premier card this month just before it turned a year old. Discover Secured $800 graduated to ($1500 SL) in January . I rehabbed some almost 10 year old student loans the past year and those recently hit my reports and gave me a longer age of credit. I do have a car loan that's 4 years old with a few 30 day lates (that were all over 2 years ago) My aaoa is now 3.8 years . FICO 8's went from 555 in April 2019 to around 700 a few months ago to 720's this month. Overall utl 3%

Congrats on your awesome approvals! They must have felt that @MommyNeedsABreak1 Definitely Needed A Break.

AnimatorProcrastinator · ‎03-15-2021

Congrats on your Lowes CLI!

kittycreditmeow · ‎03-16-2021

Nice work! Congratulations on the approval and instant CLI's! 😊

gdale6 · ‎03-16-2021

Straight to a premium card, grats on it

MyFault · ‎03-16-2021

Congrats!!

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MartyWrite75 · ‎03-16-2021

Congratulations on your CLI!

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Fico_Salamanca · ‎03-16-2021

Congrats!

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SPChaser · ‎03-17-2021

Congrats!!!! 🥳🥳🥳. I know now what to do when I get in with Lowe's lol.

“Play the game, but don't believe in it“

BAD_UP · ‎03-17-2021

Congrats on your Lowe's Approval & CLI🎉👍

Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?

Lowes Card $400 -$10k CLI double dip today!

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