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Lowes Card $400 -$10k CLI double dip today!

MommyNeedsABreak1
Established Member

Lowes Card $400 -$10k CLI double dip today!

I just applied for a Lowes card online got the 7-10 day message so I called CS and asked them to look at my application. (Honestly though I would be denied) The lady told to I needed to verify identity and call back with a code so I did. She congratulated me and gave me a $400 SL. I told her I needed a little more and when asked how much I randomly said $2k (the amount of my planned purchase ) . CLI Instantly approved for $2k. After thanking her and hanging up the phone I thought about it and the purchase I was going to make would max out my card. So I read up on the lowes card here on the forums and decided to call back. I called the overseas CS about an hour later for another CLI but this time I asked for $10k. Approved! I almost fainted. I haven't had good credit in years I was Totally expecting the answer to be no. Omg! My largest SLis my Apple Card that started at $2k and and I asked for CLI  and it went to $4k a few months after opening. 


DP's : Rebuilding since April 2019.  My revolving history is just under a year old . I have opened 5 credit cards in the past year. Closed the first premier card this month just before it turned a year old. Discover Secured $800 graduated to ($1500 SL) in January . I rehabbed some almost 10 year old student loans the past year and those recently hit my reports and gave me a longer age of credit. I do have a car loan that's 4 years old with a few 30 day lates (that were all over 2 years ago) My aaoa is now 3.8 years . FICO 8's went from 555 in April 2019 to around 700 a few months ago to 720's this month. Overall utl 3%

Message 1 of 20
19 REPLIES 19
M_Smart007
Epic Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congratulations!

Message 2 of 20
AllZero
Mega Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congratulations on your CLIs!

Message 3 of 20
paws
Frequent Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congrats on the Lowes!

CCs → Capital One | Finn | Tomo | Mission Lane | Chime
Message 4 of 20
MommyNeedsABreak1
Established Member

Re: Lowes Card $400 -$10k CLI double dip today!

 


@paws wrote:

Congrats on the Lowes!


Thank you! 

Message 5 of 20
MommyNeedsABreak1
Established Member

Re: Lowes Card $400 -$10k CLI double dip today!


@AllZero wrote:

Congratulations on your CLIs!


Thank you!

Message 6 of 20
MommyNeedsABreak1
Established Member

Re: Lowes Card $400 -$10k CLI double dip today!


@M_Smart007 wrote:

Congratulations!


Thank you!


 

Message 7 of 20
Credit4Growth
Valued Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Nicely done! 👌 

Congratulations on the super increases!

It is astonishing at time how things just occur in such a good way! ✌

 

We all will take what others have to offer, utilize it well!

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 8 of 20
MommyNeedsABreak1
Established Member

Re: Lowes Card $400 -$10k CLI double dip today!


@Credit4Growth wrote:

Nicely done! 👌 

Congratulations on the super increases!

It is astonishing at time how things just occur in such a good way! ✌

 

We all will take what others have to offer, utilize it well!


Yes it definitely is. I've been checking my credit daily for a year. I think I've got to the point I over analize every little detail. I will definitely take the $10k very proudly as this is more than all my cards put together. Time really can heal damaged credit 

Message 9 of 20
cashorcharge
Valued Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

That's terrific!  Congratulations on your approvals!! 🎉🥂

Message 10 of 20
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