Congratulations on your Lowe's CLIs!
I just applied for a Lowes card online got the 7-10 day message so I called CS and asked them to look at my application. (Honestly though I would be denied) The lady told to I needed to verify identity and call back with a code so I did. She congratulated me and gave me a $400 SL. I told her I needed a little more and when asked how much I randomly said $2k (the amount of my planned purchase ) . CLI Instantly approved for $2k. After thanking her and hanging up the phone I thought about it and the purchase I was going to make would max out my card. So I read up on the lowes card here on the forums and decided to call back. I called the overseas CS about an hour later for another CLI but this time I asked for $10k. Approved! I almost fainted. I haven't had good credit in years I was Totally expecting the answer to be no. Omg! My largest SLis my Apple Card that started at $2k and and I asked for CLI and it went to $4k a few months after opening.
DP's : Rebuilding since April 2019. My revolving history is just under a year old . I have opened 5 credit cards in the past year. Closed the first premier card this month just before it turned a year old. Discover Secured $800 graduated to ($1500 SL) in January . I rehabbed some almost 10 year old student loans the past year and those recently hit my reports and gave me a longer age of credit. I do have a car loan that's 4 years old with a few 30 day lates (that were all over 2 years ago) My aaoa is now 3.8 years . FICO 8's went from 555 in April 2019 to around 700 a few months ago to 720's this month. Overall utl 3%
Congrats on your awesome approvals! They must have felt that @MommyNeedsABreak1 Definitely Needed A Break.
Nice work! Congratulations on the approval and instant CLI's! 😊
Congratulations on your CLI!
Congrats!!!! 🥳🥳🥳. I know now what to do when I get in with Lowe's lol.
Congrats on your Lowe's Approval & CLI🎉👍