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Lowes Card $400 -$10k CLI double dip today!

CreditAggie
Senior Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congratulations on your Lowe's CLIs!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 11 of 20
Iusedtolurk
Established Contributor

Re: Lowes Card $400 -$10k CLI double dip today!


@MommyNeedsABreak1 wrote:

I just applied for a Lowes card online got the 7-10 day message so I called CS and asked them to look at my application. (Honestly though I would be denied) The lady told to I needed to verify identity and call back with a code so I did. She congratulated me and gave me a $400 SL. I told her I needed a little more and when asked how much I randomly said $2k (the amount of my planned purchase ) . CLI Instantly approved for $2k. After thanking her and hanging up the phone I thought about it and the purchase I was going to make would max out my card. So I read up on the lowes card here on the forums and decided to call back. I called the overseas CS about an hour later for another CLI but this time I asked for $10k. Approved! I almost fainted. I haven't had good credit in years I was Totally expecting the answer to be no. Omg! My largest SLis my Apple Card that started at $2k and and I asked for CLI  and it went to $4k a few months after opening. 


DP's : Rebuilding since April 2019.  My revolving history is just under a year old . I have opened 5 credit cards in the past year. Closed the first premier card this month just before it turned a year old. Discover Secured $800 graduated to ($1500 SL) in January . I rehabbed some almost 10 year old student loans the past year and those recently hit my reports and gave me a longer age of credit. I do have a car loan that's 4 years old with a few 30 day lates (that were all over 2 years ago) My aaoa is now 3.8 years . FICO 8's went from 555 in April 2019 to around 700 a few months ago to 720's this month. Overall utl 3%


Congrats on your awesome approvals! They must have felt that @MommyNeedsABreak1 Definitely Needed A Break.

Message 12 of 20
AnimatorProcrastinator
Regular Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congrats on your Lowes CLI!




Message 13 of 20
kittycreditmeow
Frequent Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Nice work! Congratulations on the approval and instant CLI's! 😊

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 14 of 20
gdale6
Moderator

Re: Lowes Card $400 -$10k CLI double dip today!

Straight to a premium card, grats on it Smiley Happy

Message 15 of 20
MyFault
Valued Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congrats!!



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Message 16 of 20
MartyWrite75
Valued Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congratulations on your CLI!

September 2021: Experian 717 Equifax 705 Transunion 725


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 (Sock drawer) || Discover It: $4,900 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $7,550 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor || Citi Custom Cash

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 9%
Inquiries: Exp: (4) Trans: (1) Equif: (0)
Message 17 of 20
Fico_Salamanca
Frequent Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congrats!



Message 18 of 20
SPChaser
Established Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congrats!!!! 🥳🥳🥳. I know now what to do when I get in with Lowe's lol. 

“Play the game, but don't believe in it“
Message 19 of 20
BAD_UP
Established Contributor

Re: Lowes Card $400 -$10k CLI double dip today!

Congrats on your Lowe's Approval & CLI🎉👍




Starting Score: 541
Nov 15 2020 score: EQ FICO8 635, TU8 636, EX8 644
Dec 15 2020 score: EQ FICO8 633, TU8 658, EX8 661
Jan 15 2021 Score EQ FICO8 698, TU8 689, EX8 706
Feb15 2021 Score EQ FICO8 704, TU8 702 , EX8 712 Goal Score: All Scores 760+,

In the garden since 1/28/21
Recently App. 1/3/21 & 1/23/21
What will you attempt to do if you knew could not Fail?
Message 20 of 20
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