cancel
Showing results for 
Search instead for 
Did you mean: 

Lowes Card

CWESTL
Regular Contributor

Re: Lowes Card

Congrats @DoctorManhattan!!!! You might try calling Synchrony back and requesting a higher starting CL. Years ago when I applied for the Lowes CC I was initially immediately approved for approximately $2K, but called in and the amount was increased to $12K. 

Chapter 7 Discharge Aug 2013 Starting Score: Oct. 2013 EQ FICO 651
September 2022 EQ FICO 9 780
September 2022 EQ FICO 8 745 Mortgage 716
September 2022 TU FICO 8 748 Mortgage 738
September 2022 EX FICO 8 745 Mortgage 742
AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $17K; Cap One QS World MC $11k; Cap One Venture Sign VS $25k; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $34k; Discover It $11.5k; Discover It $13.5K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC @ 2.75% Apr 2022; New Auto July 2017; NFCU LOC $20K
GOAL 780 FICOs on ALL 3 CRs by OCTOBER 2023.
Lowes Business AMEX $25K
Message 11 of 20
DoctorManhattan
Frequent Contributor

Re: Lowes Card


@FLLGuy wrote:

@DoctorManhattan  - Congrats on a nice SL from Lowes.    Just in case, researching the forums since the iron is still hot you can strike and ask for immediate CLI.  Of course this is depending on your Synchrony exposre and credit profiile in general but you don't lose anything by asking for more credit......it's a Soft Pull.   It worked for me, I too was approved @ $6,000 and same day called in and spoke to the CSR person asked for $20,000 they countered with $17,000.  Helped me out a ton after I closed on my new house, bought all new LG appliances from Lowe's from a great Lowes/LG promo.   Anyhow, i got side tracked, Just a suggestion...you may not need it but again, doesn't hurt to ask.

 

Congrats again -- Smiley Happy



Thank you 

Message 12 of 20
DoctorManhattan
Frequent Contributor

Re: Lowes Card

What's a good number I can call?


@CWESTL wrote:

Congrats @DoctorManhattan!!!! You might try calling Synchrony back and requesting a higher starting CL. Years ago when I applied for the Lowes CC I was initially approved for approximately $2K, but called in and the amount was increased to $12K. 


 

Message 13 of 20
CWESTL
Regular Contributor

Re: Lowes Card


@DoctorManhattan wrote:

What's a good number I can call?


@CWESTL wrote:

Congrats @DoctorManhattan!!!! You might try calling Synchrony back and requesting a higher starting CL. Years ago when I applied for the Lowes CC I was initially approved for approximately $2K, but called in and the amount was increased to $12K. 


 


@DoctorManhattan Try calling (800) 444-1408.

Chapter 7 Discharge Aug 2013 Starting Score: Oct. 2013 EQ FICO 651
September 2022 EQ FICO 9 780
September 2022 EQ FICO 8 745 Mortgage 716
September 2022 TU FICO 8 748 Mortgage 738
September 2022 EX FICO 8 745 Mortgage 742
AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $17K; Cap One QS World MC $11k; Cap One Venture Sign VS $25k; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $34k; Discover It $11.5k; Discover It $13.5K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC @ 2.75% Apr 2022; New Auto July 2017; NFCU LOC $20K
GOAL 780 FICOs on ALL 3 CRs by OCTOBER 2023.
Lowes Business AMEX $25K
Message 14 of 20
CreditAggie
Community Leader
Super Contributor

Re: Lowes Card

Congratulations on your Lowe's approval!

Current Cards (in order of approval):

            
Current FICO 8 | 9:  
Credit Age:  
Inquiries (6/12/24 M):  
Banks & CUs:                           Goal Cards:
                
Message 15 of 20
Stealth-1
Frequent Contributor

Re: Lowes Card

Congrats on the $6K approval!




"If you don't stand for something, you might fall for anything."
Message 16 of 20
OmarGB9
Community Leader
Super Contributor

Re: Lowes Card

Congrats!


Last App: 07/21/2022
Dover Cashback Mastercard

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 17 of 20
Jordan23ww
Valued Contributor

Re: Lowes Card

Congratulations on your approval!

 


Message 18 of 20
CreditMagic7
Super Contributor

Re: Lowes Card

Very good addition for you. Continue on your useage with em and watch it reward you!

Message 19 of 20
cashorcharge
Community Leader
Senior Contributor

Re: Lowes Card

WooHoo!!  Congratulations on your Lowes approval!!🎉🍾🥂

Message 20 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.