Lowes Card

CWESTL · ‎09-21-2022

Congrats @DoctorManhattan!!!! You might try calling Synchrony back and requesting a higher starting CL. Years ago when I applied for the Lowes CC I was initially immediately approved for approximately $2K, but called in and the amount was increased to $12K.

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
Jan 2024 EQ FICO 8 840
Jan 2024 TU FICO 8 779
Jan 2024 EX FICO 8 788
Jan 2024 EQ FICO 9 824 AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $27.5K; Cap One QS World MC $11k; Cap One Venture Sign VS $30k; Chase Sapphire Pref $18K; Citi Simplicity $7K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $11.5k; Discover It $19.5K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC @ 2.75% Apr 2022; New Auto July 2017; NFCU LOC $20K
GOAL 820 FICOs on ALL 3 CRs by JANUARY 2025.
AMEX Lowes Business $25K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; US Bank Business Platinum $10K

DoctorManhattan · ‎09-21-2022

@FLLGuy wrote:
@DoctorManhattan - Congrats on a nice SL from Lowes. Just in case, researching the forums since the iron is still hot you can strike and ask for immediate CLI. Of course this is depending on your Synchrony exposre and credit profiile in general but you don't lose anything by asking for more credit......it's a Soft Pull. It worked for me, I too was approved @ $6,000 and same day called in and spoke to the CSR person asked for $20,000 they countered with $17,000. Helped me out a ton after I closed on my new house, bought all new LG appliances from Lowe's from a great Lowes/LG promo. Anyhow, i got side tracked, Just a suggestion...you may not need it but again, doesn't hurt to ask.

Congrats again --

Thank you

DoctorManhattan · ‎09-21-2022

What's a good number I can call?

@CWESTL wrote:
Congrats @DoctorManhattan!!!! You might try calling Synchrony back and requesting a higher starting CL. Years ago when I applied for the Lowes CC I was initially approved for approximately $2K, but called in and the amount was increased to $12K.

CWESTL · ‎09-21-2022

@DoctorManhattan wrote:
What's a good number I can call?
@CWESTL wrote:
Congrats @DoctorManhattan!!!! You might try calling Synchrony back and requesting a higher starting CL. Years ago when I applied for the Lowes CC I was initially approved for approximately $2K, but called in and the amount was increased to $12K.

@DoctorManhattan Try calling (800) 444-1408.

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
Jan 2024 EQ FICO 8 840
Jan 2024 TU FICO 8 779
Jan 2024 EX FICO 8 788
Jan 2024 EQ FICO 9 824 AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $27.5K; Cap One QS World MC $11k; Cap One Venture Sign VS $30k; Chase Sapphire Pref $18K; Citi Simplicity $7K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $11.5k; Discover It $19.5K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC @ 2.75% Apr 2022; New Auto July 2017; NFCU LOC $20K
GOAL 820 FICOs on ALL 3 CRs by JANUARY 2025.
AMEX Lowes Business $25K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; US Bank Business Platinum $10K