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Lowes.... WOW

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Anonymous
Not applicable

Re: Lowes.... WOW

Well, only for Lowe's.

I only received an increase to $10,000 on both my Amazon and Walmart MasterCard which makes no sense. Since both of those cards will be four years old next month and I've run a few thousand dollars per month on the Wally card the last 6 months.

The only thing I can think of is my overall UTI when I asked for the CLI was maybe too high for them to give over $10K. All three cards had a zero balance.
Message 21 of 38
RonM21
Valued Contributor

Re: Lowes.... WOW


@Anonymous wrote:

Well after reading pages and pages of stuff about the Lowes credit card and the massive increases they have been giving out right after approval I decided to apply online. Got approved for $2,000. Called Credit Solutions (877-379-8173) 10 mins later and they verified my info and then he just asked what amount I was looking for. I'm not going to lie I was a little nervous at first but I remembered everyone saying go BIG and see what they say. So I just said 30k for some home improvements. He put me on hold for 2-3 mins and BAM came back approved 30k. I would've never asked for that much without the great info here. Thanks everyone. They pulled Transunion (766) for me. I was going to wait for a while before applying for this card but I couldn't stop thinking about it.. Lol. 


Very nice!!!



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 22 of 38
Anonymous
Not applicable

Re: Lowes.... WOW

Holy Moly. Great job.

Message 23 of 38
Nova5041
Frequent Contributor

Re: Lowes.... WOW

Just Wow, that's a great CL!!!! Super Congrats!!!

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 24 of 38
Bird123
Established Member

Re: Lowes.... WOW

Wondering did I undershoot.  I recently (today) got a 60 point increase on TU to 733 and decided to try Lowes again. Last week (when I was 673) I app'd and got $700. Recon'd for $15k they countered with 6k.

 

Today when my cards came I chatted with them and asked for the $15k again and got a yes. Asked the rep to rerun for $20k and came back with another yes.

 

Should I have kept going?

Message 25 of 38
Anonymous
Not applicable

Re: Lowes.... WOW

Big Congrats!

Message 26 of 38
Anonymous
Not applicable

Re: Lowes.... WOW

Yes, and take it from me since I have the maximum Lowe's gives (see signature) anyone regardless if they have an 850 TU score or make a million a year. Until they say "no" or counter offer you've left money on the table.
Message 27 of 38
Bird123
Established Member

Re: Lowes.... WOW

I'm considering waiting for a few weeks.  I don't want to pester them. I'm wondering though how much of a hit my scores will take with a 10k amex bce and $7.5k discover it coming on in the next few weeks. Wondering should I capitalize now...this credit game is crazy!

Message 28 of 38
Anonymous
Not applicable

Re: Lowes.... WOW

They are 24/7 call them tonight and thank me later.
Message 29 of 38
Anonymous
Not applicable

Re: Lowes.... WOW

So with Lowe's CLI's can you literally call up and ask any time?  No 3 months, 6 months, etc between CLI's?

 

From the sounds of it in this thread, people are calling and getting CLI's right after getting their SL reconned a few days or weeks earlier?  Does Synchrony not care when the last time was that you got a CLI with this card?

 

Message 30 of 38
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