Re: Lowes & Comenity WS Visa CLI

JaseT · ‎08-17-2018

Today marks my 6th statement on my Comenity Williams Sonoma Visa and they finally approved a CLI. Started at $1k and now it's $1.8k. How often will Comenity give CLI on their Visa cards?

Also got some love from Lowes this week, bumping my $10k limit up to $12k. My post BK-7 rebuild is moving along nicely. Other than CLI, I'm in the garden for awhile.

8/24 ETA: Kohl's gave me another $1k, bringing me to $2.5k with them. :-D

Cap One Quicksilver World Mastercard $11.8k

BK7 Filed 12/16, Discharged 3/17 *** Current Revolving CL Total $122.1k *** PIF/AZEO
6/19 FICO SCORES:

On My Radar Cards: Nothing ATM
Future Goal Cards: US Bank Cash +, Citi Double Cash, Discover It, BoA Cash Rewards, USAA Cashback Rewards Plus Amex

Caught750 · ‎08-17-2018

Congrats on the increases

Anonymous · ‎08-17-2018

Congratz!

Anonymous · ‎08-17-2018

Congrats on the approval!

Anonymous · ‎08-18-2018

Congrats on your CLI's !!!!

19eighty5 · ‎08-18-2018

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Meanmchine · ‎08-18-2018

Congrats on your CL

Your answer = 4 months 1 day after your first CLI as a "general" rule and for each future CLI

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Anonymous · ‎08-18-2018

Comenity bases its to descion to grant a CLI on the consumer's internal history with Comenity and the consumer's credit report. Comenity store cards generally get more CLIs than its bankcards.

xaximus · ‎08-18-2018

Congrats on the CLIs! Great work on the rebuild!

Scores - All bureaus 770 +
TCL - Est. $410K

Anonymous · ‎08-21-2018

Nice job. Keep that steamroller going.

Lowes & Comenity WS Visa CLI - + Kohl's!

Lowes & Comenity WS Visa CLI - + Kohl's!