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Lowes....just WOW! From $4500 to $35000 at approval..

crippus
Contributor

Lowes....just WOW! From $4500 to $35000 at approval..

So before I take a break on apping, I stopped by a Lowes store rather than applying online. That way they could verify me with my ID etc. Instant approval for $4500. Said I'm remodeling the whole house, asked for $35000. Didn't need even pick up the phone. In and out of store in 5 min, $35000 credit limit . Wondering if I should try a real synchrony visa or mc before stopping apping. Only 4 tu inquiries.
Message 1 of 61
60 REPLIES 60
Musiclover
Super Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

Awesome! Do you mind sharing your FICO scores?


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 2 of 61
Ron1
Super Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

WoW!!!! Congrats!!!

 

 

Ron.

Message 3 of 61
crippus
Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

741 experian, 744 equifax, 771 tu. Tons of inquiries on exp, but I've been able to call them and get any from the same creditor within 30 days deleted on the phone. They pulled tu. Wondering if I should try one or two real synchrony cards ( visa/mc). I went from 300 to 10000 and 4500 to 35000 with them, so their system must like my profile.
Message 4 of 61
bigmafia
Valued Member

Re: Lowes....just WOW! From $4500 to $35000 at approval..

Wowzers...Nice

CURRENT SCORES 788 EXPERIAN,810 EQUIFAX 777 T/U
Amex Gold Npsl,Bbva Amex Golden St Warriors $15,700,Capital 1 Venture $17,000 Total Rewards Visa $4300,Chase Freedom $2500,Walmart Store Card $20,000,Amazon store Card $20,000,Macys Store Card $14,300,Penfed $10,000...In the garden for ever.....
Message 5 of 61
OmarGB9
Community Leader
Super Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

Nice!

Last App: 05/30/2021
Capital One Auto Refinance Loan

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 61
Sandibeach22
Valued Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

Huge congrats!  Smiley Very Happy  What a limit!  


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 7 of 61
crippus
Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

Thanks . I figured ask for the moon. Almost wish i asked for 50k lol
Message 8 of 61
Sandibeach22
Valued Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..


@crippus wrote:
Thanks . I figured ask for the moon. Almost wish i asked for 50k lol

Hey, 35k is a fall off you chair moment!  Smiley Very Happy


FICOS: EQ-812 TU-811 EX-818 Goal - 840-850 Across The Board
Total Credit Lines - 506K Gardening....
"I am the master of my fate and the captain of my destiny" Nelson Mandela
Message 9 of 61
crippus
Contributor

Re: Lowes....just WOW! From $4500 to $35000 at approval..

I know!
Message 10 of 61
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