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LOL, grats on the approval and the boost to 17k After some spend and about 4 mos then you can ask for 25K. Welcome to myfico.
That's a true myFico'er, not trying to leave anything on the table 🤣
Big congrats on your Lowes action!
That's how it's done MF-style - congrats on scoring big right out the gate
@Anonymous wrote:So after reading multiple threads here about Synchrony and their weird CLIs with the lowes card i decided to try, mostly to try boost up my total credit worthiness and well, they played with my feelings too, did the preaproval online, upon submitting the application it directed me to call them for verification, when called and verified they approved me for merely $600, i told them i couldnt do much with that and wanted and increase, they transfered me to customer service, the lady at CS asked me how much i wanted, i threw a random $7k and in no time she was like "yup, you are approved for $7k, bye" just like that, i feel like i left money on the table, i shoul've shot for the sky lol.
Update: thinking i should've asked for a higher limit i talked to a live agent and they increased to $17,000 right away. i think i'm done for now.
I did the same thing early this year. They offered me about $3K applied online. Called the next day to customer service told them I needed more as I wanted to redo my kitchen. I asked for 25k(I leave nothing on the table). They came back with 17K. I was happy with that! lol
Congrats, amazing cli. I got the $500 prequal and passed, guess I messed up lol.
@Anonymous wrote:So after reading multiple threads here about Synchrony and their weird CLIs with the lowes card i decided to try, mostly to try boost up my total credit worthiness and well, they played with my feelings too, did the preaproval online, upon submitting the application it directed me to call them for verification, when called and verified they approved me for merely $600, i told them i couldnt do much with that and wanted and increase, they transfered me to customer service, the lady at CS asked me how much i wanted, i threw a random $7k and in no time she was like "yup, you are approved for $7k, bye" just like that, i feel like i left money on the table, i shoul've shot for the sky lol.
Update: thinking i should've asked for a higher limit i talked to a live agent and they increased to $17,000 right away. i think i'm done for now.
😂 I love the Yup, $7K, bye. Now, if that were anywhere but here, we all would have been thrilled with $7K, right? 🤣 But we are NF Peeps, right? Sniff sniff 🐾 We smell, I mightah left money on the table and call back! And 💥 $17K! ☄️ $10K more! 🎶🎵🎶🎶🎶 That's fantastic! Congratulations on your approval and immediate two CLI's!
Ye have not because ye ask not... 😁 Not you! 🥳🥳🥳
Welcome welcome welcome
Congratulations on the Lowes approval.
I too had a similar experience with my Lowe's card. Approval I was given I believe $1800. The wife and I picked out a fridge and I ended calling for a small increase, instantly as OP says.
feeling just the same and I don't like leaving money on the table. I was out in the parking lot waiting for my fridge to make outside. I called and was approved immediately for $20k. I've been there at $20k for 3 years I believe. I knew I could really do some damage with $20k in Lowes in no time. 😂 so I too pumped the breaks.
Most I've put on it was $4k for a lawn mower and paid that down within the 6mnth interest free timeframe. Maybe I had a year?
Again Congratulations, I remember feeling everything you talk about with my experience as well!
Congrats @Anonymous on your Lowe's approval & recon...enjoy the added leverage!
Wow that is sweet! Congrats on the approval and cli's!
Lowe's is one of the cards that can grow fast. I started at $3k and pretty much asked for an increase every month or every other month and topped out at the ceiling of $35k. Don't forget you can also double dip with them and it usually works