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Lowes with the Love 15X

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Dmessina666
Frequent Contributor

Lowes with the Love 15X

Some DP's on my Lowe's Card and my profile:

 

13 Revolves

1 Auto Lease

1 Mortgage, 2 months old

 

3 PIF CO's all 5 years old. 
AAoA - 1 Year 11 Months

 

Agg. UTIL - 5%
TCL - 42K

 

Rebuild started 6/2019 when I was in 400's across the board. Many collections and 7 CO's. 

Lowes was opened 7/1/20 with a $400 SL. I hit Synchronys Love Button when the first statement cut, nothing. I tapped it yesterday, nothing. I tapped it today, $3K. Hmmm, did I leave anything on the table??? Requested $7K, and they decided to give me $6K for now. 

Im well aware Synchronys shenanigans lately, but I think I'm in the clear. I'm in the garden, for at least 2 years. Total HP's across the bureaus is 42. 

The way I did my rebuild was not for everyone. It was aggressive, it was calculating. A lot of my pulls are from the home and auto, but since 6/2019, I've gone 13/14 on new accounts. Thought I'd give a little insight to this last year. My children's mother passed in 2016 and my credit went to **bleep**. Current scores are as follows:

 

EX8 - 697

TU8 - 693

EQ8 - 660

 

Big plans when those inquiries fall off. 
Good luck everyone!!!

Message 1 of 17
16 REPLIES 16
cashorcharge
Community Leader
Super Contributor

Re: Lowes with the Love 15X

Congratulations on your CLI and your rebuild!!!

Message 2 of 17
gdale6
Moderator Emeritus

Re: Lowes with the Love 15X

Grats on getting the CLI out of them Smiley Happy

Message 3 of 17
mrcraft
Valued Contributor

Re: Lowes with the Love 15X

Congratulations on your CLI!!  Good luck with everything.



Message 4 of 17
AllZero
Mega Contributor

Re: Lowes with the Love 15X

Congratulations on your CLI!
Message 5 of 17
Peanut4211982
Contributor

Re: Lowes with the Love 15X

Congrats 

Starting scores EQ 523 TU 513 EX 512....
Scores 9-01-21 fico EX 670 ..TU 666..EQ 650

Message 6 of 17
CreditAggie
Community Leader
Super Contributor

Re: Lowes with the Love 15X

Congratulations on your Lowe's CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 17
M_Smart007
Legendary Contributor

Re: Lowes with the Love 15X

Congrats on your CLI ...

Message 8 of 17
JL276
Regular Contributor

Re: Lowes with the Love 15X

Congrats on the increase 

Message 9 of 17
Anonymous
Not applicable

Re: Lowes with the Love 15X

Congrats on your CLI 

Message 10 of 17
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