@Dmessina666 wrote:
Some DP's on my Lowe's Card and my profile:
13 Revolves
1 Auto Lease
1 Mortgage, 2 months old
3 PIF CO's all 5 years old.
AAoA - 1 Year 11 Months
Agg. UTIL - 5%
TCL - 42K
Rebuild started 6/2019 when I was in 400's across the board. Many collections and 7 CO's.
Lowes was opened 7/1/20 with a $400 SL. I hit Synchronys Love Button when the first statement cut, nothing. I tapped it yesterday, nothing. I tapped it today, $3K. Hmmm, did I leave anything on the table??? Requested $7K, and they decided to give me $6K for now.
Im well aware Synchronys shenanigans lately, but I think I'm in the clear. I'm in the garden, for at least 2 years. Total HP's across the bureaus is 42.
The way I did my rebuild was not for everyone. It was aggressive, it was calculating. A lot of my pulls are from the home and auto, but since 6/2019, I've gone 13/14 on new accounts. Thought I'd give a little insight to this last year. My children's mother passed in 2016 and my credit went to **bleep**. Current scores are as follows:
EX8 - 697
TU8 - 693
EQ8 - 660
Big plans when those inquiries fall off.
Good luck everyone!!!
So sorry to hear about your childrens Mother passing.
Glad you have been able to rebuid after that tragedy.
Much continues success,
Cheers
