M&F Bank MC

[Mellon]

nothing fancy but I got approved for the platinum 1% cash back card. 3K limit

https://www.mfbonline.com/credit-card-application/

[woodyman100]

What were your stats?

i wonder if they are like BB&T and are conservative.

what CRA did they pull?

[sandman2435]

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@woodyman100 wrote:

What were your stats?

i wonder if they are like BB&T and are conservative.

what CRA did they pull?

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A credit card company named Credit Assets issues for M&F bank( They write for other banks) I have 4 accounts though them 2 personal and 2 business

[Mellon]

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@woodyman100 wrote:

What were your stats?

i wonder if they are like BB&T and are conservative.

what CRA did they pull?

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They pulled EQ my score was 715. I had about 6% overall utilization

[woodyman100]

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.

[Mellon]

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@woodyman100 wrote:

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.

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i had 20 on my EQ (half will drop off by Nov). It was not instant. I received a phone call after I submitted the app to confirm my identity (asked name, last 4 SSN and address). The lady said thank you and hung up. Received the card in the mail today. 13.99 APR and 3K limit. 

[sandman2435]

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@Mellon wrote:

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@woodyman100 wrote:

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.

---

i had 20 on my EQ (half will drop off by Nov). It was not instant. I received a phone call after I submitted the app to confirm my identity (asked name, last 4 SSN and address). The lady said thank you and hung up. Received the card in the mail today. 13.99 APR and 3K limit. 

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They are not inquiry sensitive.On the business side though I had to send in copies of a bank statement,I was giving pretty decent limits on my cards 20K each for business and 10K each for personal

[woodyman100]

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@sandman2435 wrote:

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@Mellon wrote:

---

@woodyman100 wrote:

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.

---

i had 20 on my EQ (half will drop off by Nov). It was not instant. I received a phone call after I submitted the app to confirm my identity (asked name, last 4 SSN and address). The lady said thank you and hung up. Received the card in the mail today. 13.99 APR and 3K limit. 

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They are not inquiry sensitive.On the business side though I had to send in copies of a bank statement,I was giving pretty decent limits on my cards 20K each for business and 10K each for personal

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The Personal World Card has my trigger finger twitching a bit. 9.9% Apr and rewards with a small annual fee doesn't seem too bad if the limit is useful

[Vegas4Play]

Congrats on your approval.

[sccredit]

So I looked up Card Assets, who else do they issue cards for?  Seems to be competing with Elan.