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M&F Bank MC

Mellon
Established Contributor

M&F Bank MC

nothing fancy but I got approved for the platinum 1% cash back card. 3K limit

 

https://www.mfbonline.com/credit-card-application/

Message 1 of 12
11 REPLIES 11
woodyman100
Valued Contributor

Re: M&F Bank MC

What were your stats?

i wonder if they are like BB&T and are conservative.

what CRA did they pull?

NFCU-BBVA-Discover-Idaho Central FCU-Capital One-Goldman Sachs (Apple)-Redstone-John Deere-Signature-EECU-BofA-AOD-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions
Message 2 of 12
sandman2435
Established Contributor

Re: M&F Bank MC


@woodyman100 wrote:

What were your stats?

i wonder if they are like BB&T and are conservative.

what CRA did they pull?


A credit card company named Credit Assets issues for M&F bank( They write for other banks) I have 4 accounts though them 2 personal and 2 business

Message 3 of 12
Mellon
Established Contributor

Re: M&F Bank MC


@woodyman100 wrote:

What were your stats?

i wonder if they are like BB&T and are conservative.

what CRA did they pull?


They pulled EQ my score was 715. I had about 6% overall utilization

Message 4 of 12
woodyman100
Valued Contributor

Re: M&F Bank MC

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.

NFCU-BBVA-Discover-Idaho Central FCU-Capital One-Goldman Sachs (Apple)-Redstone-John Deere-Signature-EECU-BofA-AOD-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions
Message 5 of 12
Mellon
Established Contributor

Re: M&F Bank MC


@woodyman100 wrote:

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.


i had 20 on my EQ (half will drop off by Nov). It was not instant. I received a phone call after I submitted the app to confirm my identity (asked name, last 4 SSN and address). The lady said thank you and hung up. Received the card in the mail today. 13.99 APR and 3K limit. 

Message 6 of 12
sandman2435
Established Contributor

Re: M&F Bank MC


@Mellon wrote:

@woodyman100 wrote:

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.


i had 20 on my EQ (half will drop off by Nov). It was not instant. I received a phone call after I submitted the app to confirm my identity (asked name, last 4 SSN and address). The lady said thank you and hung up. Received the card in the mail today. 13.99 APR and 3K limit. 


They are not inquiry sensitive.On the business side though I had to send in copies of a bank statement,I was giving pretty decent limits on my cards 20K each for business and 10K each for personal

Message 7 of 12
woodyman100
Valued Contributor

Re: M&F Bank MC


@sandman2435 wrote:

@Mellon wrote:

@woodyman100 wrote:

Are the inquiry sensitive that you have seen?

it appears that the approvals might not be instant.


i had 20 on my EQ (half will drop off by Nov). It was not instant. I received a phone call after I submitted the app to confirm my identity (asked name, last 4 SSN and address). The lady said thank you and hung up. Received the card in the mail today. 13.99 APR and 3K limit. 


They are not inquiry sensitive.On the business side though I had to send in copies of a bank statement,I was giving pretty decent limits on my cards 20K each for business and 10K each for personal


The Personal World Card has my trigger finger twitching a bit. 9.9% Apr and rewards with a small annual fee doesn't seem too bad if the limit is useful

NFCU-BBVA-Discover-Idaho Central FCU-Capital One-Goldman Sachs (Apple)-Redstone-John Deere-Signature-EECU-BofA-AOD-Chase-Amex-Banco de Popular-Banco Do Brasil-Commerce-Truist-Citi-Synchrony-HSBC-USAA-Amegy-FNBO-Dell-Regions
Message 8 of 12
Vegas4Play
Valued Contributor

Re: M&F Bank MC

Congrats on your approval.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 9 of 12
sccredit
Valued Contributor

Re: M&F Bank MC

So I looked up Card Assets, who else do they issue cards for?  Seems to be competing with Elan.

Ch 7 Discharge 3/12/2018
Cap One VentureOne $3,500, CapOne Savor $5,300, Kohls $3,000, BBVA $2,500
Infiniti Financial Lease
Goal: New Mortgage 3/2022
Message 10 of 12
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