@FinStar wrote:
@woodyman100 wrote:M1 Approval $11,000 at 21.74%
I apped for this awhile back and was shown the door. I recently received an email saying they had adjusted the metrics and I would most likely receive an approval. I was kindly asked to reapply and I would receive a SP approval that I could accept or decline. Accepting would generate a HP.
I was asked for POI and was approved the next day
😬.
I've neglected my approval posts so that's why the flurry
Congrats on the M1 approval @woodyman100! I had seen a variety of DPs in the past few monts, not sure I'd go for this specific one, but I'm curious as to why did they not approve it the first time. It seems anyone would approve you! When you mention they adjusted the metrics, did they elaborate what metrics they changed? I'm assuming you have the Plus account?
I opened an unfunded account solely for the card and was declined immediately.
I then deleted the app and moved on.
If I received a letter I don't remember the reason. It is almost 100% that inquiries and/or new accounts that do me in.
the email madw no mention of the types of changes.
@woodyman100 wrote:
@FinStar wrote:
@woodyman100 wrote:M1 Approval $11,000 at 21.74%
I apped for this awhile back and was shown the door. I recently received an email saying they had adjusted the metrics and I would most likely receive an approval. I was kindly asked to reapply and I would receive a SP approval that I could accept or decline. Accepting would generate a HP.
I was asked for POI and was approved the next day
😬.
I've neglected my approval posts so that's why the flurry
Congrats on the M1 approval @woodyman100! I had seen a variety of DPs in the past few monts, not sure I'd go for this specific one, but I'm curious as to why did they not approve it the first time. It seems anyone would approve you! When you mention they adjusted the metrics, did they elaborate what metrics they changed? I'm assuming you have the Plus account?
I opened an unfunded account solely for the card and was declined immediately.
I then deleted the app and moved on.If I received a letter I don't remember the reason. It is almost 100% that inquiries and/or new accounts that do me in.
the email madw no mention of the types of changes.
You win the interwebz today! 
Thanks for sharing your DPs. I recall that having the M1 account [funded] was a pre-requisite, but I wasn't sure how much they enforced it. but, it sounds like they wanted the woodyman's business and you achieved success with getting approved. I believe the card has a $95 AF waived if you have M1 Plus?
It does. I'm going to put some cash in it and see how it works out
@FinStar wrote:
@woodyman100 wrote:
@FinStar wrote:
@woodyman100 wrote:M1 Approval $11,000 at 21.74%
I apped for this awhile back and was shown the door. I recently received an email saying they had adjusted the metrics and I would most likely receive an approval. I was kindly asked to reapply and I would receive a SP approval that I could accept or decline. Accepting would generate a HP.
I was asked for POI and was approved the next day
😬.
I've neglected my approval posts so that's why the flurry
Congrats on the M1 approval @woodyman100! I had seen a variety of DPs in the past few monts, not sure I'd go for this specific one, but I'm curious as to why did they not approve it the first time. It seems anyone would approve you! When you mention they adjusted the metrics, did they elaborate what metrics they changed? I'm assuming you have the Plus account?
I opened an unfunded account solely for the card and was declined immediately.
I then deleted the app and moved on.If I received a letter I don't remember the reason. It is almost 100% that inquiries and/or new accounts that do me in.
the email madw no mention of the types of changes.
You win the interwebz today!
Thanks for sharing your DPs. I recall that having the M1 account [funded] was a pre-requisite, but I wasn't sure how much they enforced it. but, it sounds like they wanted the woodyman's business and you achieved success with getting approved. I believe the card has a $95 AF waived if you have M1 Plus?
Congrats on your M1 approval!🤑👍
@woodyman100 wrote:M1 Approval $11,000 at 21.74%
I apped for this awhile back and was shown the door. I recently received an email saying they had adjusted the metrics and I would most likely receive an approval. I was kindly asked to reapply and I would receive a SP approval that I could accept or decline. Accepting would generate a HP.
I was asked for POI and was approved the next day
😬.
I've neglected my approval posts so that's why the flurry
Welcome to the club! Don't forget to make a pie for the associated businesses. I have to stop neglecting mine. With the market the way it's been, I try to avoid opening my M1 account. 
Congratulations, that's a great limit too.
