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MONSTER (for me) Interior FCU Approvals

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Anonymous
Not applicable

MONSTER (for me) Interior FCU Approvals

Did a pre-approval through "MoveCU" they appear to now be defunct, but the pre-app alerted me that Interior FCU pre-approved me. Hearing nothing from MoveCU I applied directly with Interior FCU and was instantly approved for a $25k line (maximum limit). They have a 0% BT offer I plan on taking advantage of as well. The kicker is that they were able to refi my new car down to 2.24% (from 5.24%) which is insane in this market, especially for someone with my troubled credit history. Totally glad I found this little gem. They were able to do car refi and credit card off 1 hard pull. 

 

Stats:

EQ 725

Many Inqs

Chapter 7, closed in July 2021 

Message 1 of 14
13 REPLIES 13
CYBERSAM
Senior Contributor

Re: MONSTER (for me) Interior FCU Approvals

Congrats on your approval! Very nice SL 🤑👍👍







                
Message 2 of 14
cashorcharge
Community Leader
Super Contributor

Re: MONSTER (for me) Interior FCU Approvals

WooHoo!! Congratulations on your Interior CU Approval!!👏🏼🍾🥂

Message 3 of 14
SUPERSQUID
Valued Contributor

Re: MONSTER (for me) Interior FCU Approvals


@Anonymous wrote:

Did a pre-approval through "MoveCU" they appear to now be defunct, but the pre-app alerted me that Interior FCU pre-approved me. Hearing nothing from MoveCU I applied directly with Interior FCU and was instantly approved for a $25k line (maximum limit). They have a 0% BT offer I plan on taking advantage of as well. The kicker is that they were able to refi my new car down to 2.24% (from 5.24%) which is insane in this market, especially for someone with my troubled credit history. Totally glad I found this little gem. They were able to do car refi and credit card off 1 hard pull. 

 

Stats:

EQ 725

Many Inqs

Chapter 7, closed in July 2021 


CONGRATS!!!!!

My hats off to you, how in the world do you have a 725 EQ with a bk7 dc less than 1 1/2 years old?

{ BK7 DC 12/2019 } target 2100/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 4 of 14
SouthJamaica
Mega Contributor

Re: MONSTER (for me) Interior FCU Approvals


@Anonymous wrote:

Did a pre-approval through "MoveCU" they appear to now be defunct, but the pre-app alerted me that Interior FCU pre-approved me. Hearing nothing from MoveCU I applied directly with Interior FCU and was instantly approved for a $25k line (maximum limit). They have a 0% BT offer I plan on taking advantage of as well. The kicker is that they were able to refi my new car down to 2.24% (from 5.24%) which is insane in this market, especially for someone with my troubled credit history. Totally glad I found this little gem. They were able to do car refi and credit card off 1 hard pull. 

 

Stats:

EQ 725

Many Inqs

Chapter 7, closed in July 2021 


Congratulations. I too am finding Interior to be an excellent credit union.


Total revolving limits 650200 (530700 reporting) FICO 8: EQ 708 TU 714 EX 715

Message 5 of 14
KingRue8500
Senior Contributor

Re: MONSTER (for me) Interior FCU Approvals

Congrats on your Interior FCU Platinum approval




Message 6 of 14
CreditAggie
Community Leader
Super Contributor

Re: MONSTER (for me) Interior FCU Approvals

Congratulations on your Interior FCU CC and refinance!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 14
Anonymous
Not applicable

Re: MONSTER (for me) Interior FCU Approvals


@SUPERSQUID wrote:

@Anonymous wrote:

Did a pre-approval through "MoveCU" they appear to now be defunct, but the pre-app alerted me that Interior FCU pre-approved me. Hearing nothing from MoveCU I applied directly with Interior FCU and was instantly approved for a $25k line (maximum limit). They have a 0% BT offer I plan on taking advantage of as well. The kicker is that they were able to refi my new car down to 2.24% (from 5.24%) which is insane in this market, especially for someone with my troubled credit history. Totally glad I found this little gem. They were able to do car refi and credit card off 1 hard pull. 

 

Stats:

EQ 725

Many Inqs

Chapter 7, closed in July 2021 


CONGRATS!!!!!

My hats off to you, how in the world do you have a 725 EQ with a bk7 dc less than 1 1/2 years old?


Don't have a real good answer for you honestly. My TU and EX are in the 680s... I guess EQ must just like me I guess? Smiley Surprised

Message 8 of 14
Inspiredman
Valued Member

Re: MONSTER (for me) Interior FCU Approvals

Congrats on your approval.

Message 9 of 14
FLLGuy
Frequent Contributor

Re: MONSTER (for me) Interior FCU Approvals

congrats to you - very nice start right after BK 7 discharge.   Well played best wishes to you.    Smiley Happy




Message 10 of 14
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