MONSTER (for me) Interior FCU Approvals

nytokyobred79 · ‎10-04-2022

Congrats on your awesome SL/approval and also, the refinancing of your car loan as well.

Rebuild Started in 2019
Total Revolving CL- $186,500 | Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $19.5K
(pc'd from SkyMiles Platinum back to Blue)
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $29K
Cap 1 Venture Rewards- SL $10K | CL $ 16.5K
Amex Everyday Preferred- SL $13.1K
Chase Freedom Unlimited: SL $23.4K | CL $46.8K
BoFA Unlimited Cash SL: $20.8K
BoFA Travel Rewards SL: $20.8K
Inquiries: EX 7 | TU 2 | EQ 1
Fico 8 EX 730, TU 734 EQ 784
AAoA: EX/TU- 3yrs / EQ- 6yrs7m
* I went about 20 years without credit cards bc I had ruined my financial health back in 99 as a junior in college. Never thought a creditor would touch me again but somehow I had the courage to apply for a card in 2019 when I turned 40. Have been more responsible since then.

Stealth-1 · ‎10-04-2022

Congrats on the auto refinance and card approval.

Navy Federal Cash Rewards Signature Visa: $30,000

Navy Federal Flagship Rewards Signature Visa: $25,000

Navy Federal More Rewards American Express: $25,000

Synchrony Premiere World Mastercard: $18,000

American Express Blue Cash Preferred: $5,000

American Express Blue Cash Everyday: $30,000

Navy Federal Checking Line of Credit: $15,000

Bank of America Cash Rewards World Mastercard: $35,000

Wells Fargo Rewards Signature Visa: $17,500

"If you don't stand for something, you might fall for anything."

babygirl1256 · ‎10-04-2022

Congrats on your Interior FCU approvals.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

Mones · ‎10-04-2022

Congrats on the huge SL with 0% offer and amazing car loan refi! Should definitely help with finances. Looks like your hard work is really paying off.

Current Cards (in order of approval)

Current FICO 8 Scores:

Inquires (6/12/24):

Account Age metrics:

Re: MONSTER (for me) Interior FCU Approvals

Re: MONSTER (for me) Interior FCU Approvals

Re: MONSTER (for me) Interior FCU Approvals

Re: MONSTER (for me) Interior FCU Approvals