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Hey guys
A little back story ,in November of 2011 I started my rebuilding from a BK7 in 2005.....In the past year + ,I have manged to get my scores into the low 700 and I do believe I am in primeville somewhat.
I have managed to secure some of my most sought after cards for me and I owe in great part to all the members advice and opinions on this forum..
In November I recieved my coveted Amex Green,Discover IT, BCP and Delta Gold Skymiles.....I just reached the 61 day CLI date and was moved from 5000CL to 6500CL on my Delta Gold. Happy Dance!!!!!
My history is this:
AAoA is around 5.4 yrs
Inquiry heavy from my November app spree...about 10 on EQ ,5 on EXP and 6 on TU
my cc are in Siggy
Overall Utility is 17% currently
I am trying to stay in garden till 2014 ,The only cards I want (NOT NEED) to round things out are..... Chase Sapphire Preffered or Chase Sapphire (I bank with chase) and or maybe the Citi Forward card for the cash back...
What do you think my chances are for late this year on these cards?
Thanks again
Mucho congrats! You should be so proud of your dedication and achievements!
Congrats! Chase seemed to be inquiry sensitive to me. I had a couple of failed recon attempts for the Freedom mid summer. They were concerned with my recent build up of credit. That being said they approved me for the CSP in September. I would probably still suggest waiting until the end of the year at the earliest to apply.
@rtw wrote:Congrats! Chase seemed to be inquiry sensitive to me. I had a couple of failed recon attempts for the Freedom mid summer. They were concerned with my recent build up of credit. That being said they approved me for the CSP in September. I would probably still suggest waiting until the end of the year at the earliest to apply.
yeah I wanted to wait till all new accounts age a bit.......any ideas on Citi??
Congrats! You've done a great job rebuilding; keep up the good work!
This is awesome! Hi five
Congratulations!!!
Congrats!