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Before work 4:30 am, I felt froggy! I was pre-qualified for the Citi TY Premier for a month or so [5 offers total]. I wanted to wait until all of my reported credit cards aged to 2 months (CL $700 & $500). I had a set APR at 15.74%. I felt confident, but worried about my current lines (thank you to everyone who responded to my PMs). Well, during the application....Citi couldn't verify the phone number I gave. I refreshed and tried to apply again. I was denied for obvious reasons. Tried to call the backdoor numbers before I left work, but they weren't opened yet.
Well, I decided to shift my focus to the AMEX Hilton Honors Ascend, which I was pre-approved for. I have a lot of spend coming up and as a BI consultant, I travel enough. Approved for $1,000.
After I got off, I tried Citi's backdoor number located in the thread. Got great CSR. She sent me a code. Came back and approved me for $7,600!!!!!!!!!! Citi wants to be my new daily driver.
Bringing my total line to $10,300 in 2 months! I still am "suppose" to receive CLI from Chase and AMEX in July.
NOW, when is the welcome back to the GARDEN PARTY?! I got to age A LOT....!
DPs:
TU: 688 (6 medical charge-offs...starting process to remove) 3 INQ (1 drops off in July), EQ: 758 1 INQ (drops off in July), EX: 749 4 INQ (2 drop-off in July)
UTIL: <1% ($2 out of $1,200)
AAoA: 3 years
AoOA: 5.6 years
Congratulations!
Congrats on your approvals..esp. Citi!!
You are SUPPOSED to have a CLI for Chase at 6 months? LOL I am sorry, but Chase generally doesn’t work that way.
@Anonymouswrote:Before work 4:30 am, I felt froggy! I was pre-qualified for the Citi TY Premier for a month or so [5 offers total]. I wanted to wait until all of my reported credit cards aged to 2 months (CL $700 & $500). I had a set APR at 15.74%. I felt confident, but worried about my current lines (thank you to everyone who responded to my PMs). Well, during the application....Citi couldn't verify the phone number I gave. I refreshed and tried to apply again. I was denied for obvious reasons. Tried to call the backdoor numbers before I left work, but they weren't opened yet.
Well, I decided to shift my focus to the AMEX Hilton Honors Ascend, which I was pre-approved for. I have a lot of spend coming up and as a BI consultant, I travel enough. Approved for $1,000.
After I got off, I tried Citi's backdoor number located in the thread. Got great CSR. She sent me a code. Came back and approved me for $7,600!!!!!!!!!! Citi wants to be my new daily driver.
Bringing my total line to $10,300 in 2 months! I still am "suppose" to receive CLI from Chase and AMEX in July.
NOW, when is the welcome back to the GARDEN PARTY?! I got to age A LOT....!
DPs:
TU: 688 (6 medical charge-offs...starting process to remove) 3 INQ (1 drops off in July), EQ: 758 1 INQ (drops off in July), EX: 749 4 INQ (2 drop-off in July)
UTIL: <1% ($2 out of $1,200)
AAoA: 3 years
AoOA: 5.6 years
@fltireguywrote:Congrats on your approvals..esp. Citi!!
You are SUPPOSED to have a CLI for Chase at 6 months? LOL I am sorry, but Chase generally doesn’t work that way.
@Anonymouswrote:Before work 4:30 am, I felt froggy! I was pre-qualified for the Citi TY Premier for a month or so [5 offers total]. I wanted to wait until all of my reported credit cards aged to 2 months (CL $700 & $500). I had a set APR at 15.74%. I felt confident, but worried about my current lines (thank you to everyone who responded to my PMs). Well, during the application....Citi couldn't verify the phone number I gave. I refreshed and tried to apply again. I was denied for obvious reasons. Tried to call the backdoor numbers before I left work, but they weren't opened yet.
Well, I decided to shift my focus to the AMEX Hilton Honors Ascend, which I was pre-approved for. I have a lot of spend coming up and as a BI consultant, I travel enough. Approved for $1,000.
After I got off, I tried Citi's backdoor number located in the thread. Got great CSR. She sent me a code. Came back and approved me for $7,600!!!!!!!!!! Citi wants to be my new daily driver.
Bringing my total line to $10,300 in 2 months! I still am "suppose" to receive CLI from Chase and AMEX in July.
NOW, when is the welcome back to the GARDEN PARTY?! I got to age A LOT....!
DPs:
TU: 688 (6 medical charge-offs...starting process to remove) 3 INQ (1 drops off in July), EQ: 758 1 INQ (drops off in July), EX: 749 4 INQ (2 drop-off in July)
UTIL: <1% ($2 out of $1,200)
AAoA: 3 years
AoOA: 5.6 years
LOL I'm in their "credit steps" program, along with AMEX.
@Anonymouswrote:Congratulations!
Thank you!
@Anonymouswrote:
Congrats!! Nice pickups!
Appreciate it! I hope, I can get my ED CL like yours one day.
Since applying for my Merrick and Chase, then I discovered the forums and have learned a lot.
@Anonymouswrote:
I was surprised by the CL especially since I am in their “Credit steps” program.
Well, congrats! AMEX likes your profile. I'm sure they'll grow for both us.