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First and foremost, I would like to thank everyone on this forum for all of their advice. I'm a long time lurker and my score has gon up from 548 to 705. Paid off my credit cards, paid collections etc,. Thanks to reading everyones post I learned utilization and hard inquiries, etc,. I recently closed on my first home and went on a little app spree.
Discover gave me a Startling limit of $5500 and Amex BCE knocked it outta the park with a $10,000 SL!!! My previously highest card was my Freedom Unlimited at $2000.
Again thank you.
@Anonymous wrote:First and foremost, I would like to thank everyone on this forum for all of their advice. I'm a long time lurker and my score has gon up from 548 to 705. Paid off my credit cards, paid collections etc,. Thanks to reading everyones post I learned utilization and hard inquiries, etc,. I recently closed on my first home and went on a little app spree.
Discover gave me a Startling limit of $5500 and Amex BCE knocked it outta the park with a $10,000 SL!!! My previously highest card was my Freedom Unlimited at $2000.
Again thank you.
Those are some great cards and SL! Congratulations, and good on you for fighting the good fight and getting those scores up to achieve your goals!
Welcome and enjoy your new house-warming cards! Great job!
Congratulations. Those are some great cards and starting limits!! Happy House Warming to You!
Congrats! Excellent job!
What does the rest of your profile look like?
Congrats!
Thanks everyone.
My oldest acct is 9 years.
1 Inquiry in the last year. 4 in the last 2 years.
My little app spree had some credit limit increases.
Quicksilver, cl was 1500 now its $4500, 0 balance
Best Buy was 500, now its 3000. 0 balance
Freedom Unlimited was 2000, now 4500. $600 balance.
JCP was 500, now 1800, 0 balance
Sears card is 950. 0 balance.
overall utilization was 9%.
I use the discover fico score.
I use CK for the reports as well since I learned about FAKO scores.
Wow ! Nice ! Congrats on all your success !