MY first App Spree

[Anonymous]

First and foremost, I would like to thank everyone on this forum for all of their advice. I'm a long time lurker and my score has gon up from 548 to 705. Paid off my credit cards, paid collections etc,. Thanks to reading everyones post I learned utilization and hard inquiries, etc,. I recently closed on my first home and went on a little app spree.

Discover gave me a Startling limit of $5500 and Amex BCE knocked it outta the park with a $10,000 SL!!!  My previously highest card was my Freedom Unlimited at $2000.

Again thank you.

[Anonymous]

Wow!! Congrats on your new home and SL on your new cards! That's awesome!! That's what rebuilding is all about!!😃 Also, welcome to the board!!

[iheartwings]

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@Anonymous wrote:

First and foremost, I would like to thank everyone on this forum for all of their advice. I'm a long time lurker and my score has gon up from 548 to 705. Paid off my credit cards, paid collections etc,. Thanks to reading everyones post I learned utilization and hard inquiries, etc,. I recently closed on my first home and went on a little app spree.

Discover gave me a Startling limit of $5500 and Amex BCE knocked it outta the park with a $10,000 SL!!!  My previously highest card was my Freedom Unlimited at $2000.

Again thank you.

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Those are some great cards and SL! Congratulations, and good on you for fighting the good fight and getting those scores up to achieve your goals!

[Viva-LV]

Welcome and enjoy your new house-warming cards!  Great job!

[Anonymous]

Congratulations. Those are some great cards and starting limits!! Happy House Warming to You!

[AverageJoesCredit]

Congrats on all your success!. Thats a nice journey

[grillandwinemaster]

Congrats! Excellent job!

What does the rest of your profile look like?

[Anonymous]

Congrats!

[Anonymous]

Thanks everyone.

My oldest acct is 9 years.

1 Inquiry in the last year. 4 in the last 2 years.

My little app spree had some credit limit increases.

Quicksilver, cl was 1500 now its $4500, 0 balance

Best Buy was 500, now its 3000. 0 balance

Freedom Unlimited was 2000, now 4500. $600 balance.

JCP was 500, now 1800, 0 balance

Sears card is 950. 0 balance.

overall utilization was 9%. 

I use the discover fico score.

I use CK for the reports as well since I learned about FAKO scores.

[Anonymous]

Wow ! Nice ! Congrats on all your success !