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MY first App Spree

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New Member

MY first App Spree

First and foremost, I would like to thank everyone on this forum for all of their advice. I'm a long time lurker and my score has gon up from 548 to 705. Paid off my credit cards, paid collections etc,. Thanks to reading everyones post I learned utilization and hard inquiries, etc,. I recently closed on my first home and went on a little app spree.

Discover gave me a Startling limit of $5500 and Amex BCE knocked it outta the park with a $10,000 SL!!!  My previously highest card was my Freedom Unlimited at $2000.

Again thank you.

Message 1 of 12
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Established Contributor

Re: MY first App Spree

Wow!! Congrats on your new home and SL on your new cards! That's awesome!! That's what rebuilding is all about!!😃 Also, welcome to the board!!
Message 2 of 12
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Valued Contributor

Re: MY first App Spree


@Natasha90 wrote:

First and foremost, I would like to thank everyone on this forum for all of their advice. I'm a long time lurker and my score has gon up from 548 to 705. Paid off my credit cards, paid collections etc,. Thanks to reading everyones post I learned utilization and hard inquiries, etc,. I recently closed on my first home and went on a little app spree.

Discover gave me a Startling limit of $5500 and Amex BCE knocked it outta the park with a $10,000 SL!!!  My previously highest card was my Freedom Unlimited at $2000.

Again thank you.


Those are some great cards and SL! Congratulations, and good on you for fighting the good fight and getting those scores up to achieve your goals!

Message 3 of 12
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Frequent Contributor

Re: MY first App Spree

Welcome and enjoy your new house-warming cards!  Great job!

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 390K Club
Message 4 of 12
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Valued Contributor

Re: MY first App Spree

Congratulations. Those are some great cards and starting limits!! Happy House Warming to You!

"Hover mouse over cards to see CL and APR info"


Message 5 of 12
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Community Leader
Mega Contributor

Re: MY first App Spree

Congrats on all your success!. Thats a nice journeySmiley Happy
Message 6 of 12
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Valued Contributor

Re: MY first App Spree

Congrats! Excellent job!

What does the rest of your profile look like?


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 7 of 12
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Established Contributor

Re: MY first App Spree

Congrats!

Message 8 of 12
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New Member

Re: MY first App Spree

Thanks everyone.

 

 

My oldest acct is 9 years.

1 Inquiry in the last year. 4 in the last 2 years.

 

My little app spree had some credit limit increases.

 

Quicksilver, cl was 1500 now its $4500, 0 balance

Best Buy was 500, now its 3000. 0 balance

Freedom Unlimited was 2000, now 4500. $600 balance.

JCP was 500, now 1800, 0 balance

Sears card is 950. 0 balance.

overall utilization was 9%. 

 

I use the discover fico score.

I use CK for the reports as well since I learned about FAKO scores.

 

 

Message 9 of 12
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Regular Contributor

Re: MY first App Spree

Wow ! Nice ! Congrats on all your success !



FICO 08 Scores (as of October 2017) - Equifax: Unknown | Experian: 742 | TransUnion: 761 | GARDENING until December 2018
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