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Macy's AMEX In-Store Approval

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cashorcharge
Community Leader
Super Contributor

Macy's AMEX In-Store Approval

Last night me and my SO went shopping then to dinner.  Stopped in to Macy's and picked out some jeans.  My SO didn't have a Macy's Card and after me going on and on and on about my CLI's with my store card this summer, other MF'ers success with both cards etc, my SO applied for the Macy's Amex instore.  Several have mentioned going instore will warrant a higher SL than online and last night Citi was in a giving mood. Approved SL $8000

 

DP's for my SO are:

EX HP 787 F8

Util 0% (I know....crazy right....) 

Total CL across all accounts is about $60,000

DTI is 15%

Application was easy.  Scanned Drivers License Code on the back and then all personal information was entered on the touch pad (not by the retail clerk...had wondered about that).  Approval was instant, temporary card was handed out on the spot (Receipt with barcode) and real card should arrive soon.  Easy enough!

Message 1 of 17
16 REPLIES 16
AllZero
Mega Contributor

Re: Macy's AMEX In-Store Approval

Congratulations on your SO approval!

Message 2 of 17
Whitneyy
Valued Contributor

Re: Macy's AMEX In-Store Approval

Macy's is gearing up for Christmas seems like!

 

Congrats!

GOAL - 700 FICO across the board!
Message 3 of 17
K-in-Boston
Credit Mentor

Re: Macy's AMEX In-Store Approval

Wow!  😳

 

Apping in-store definitely seems to have been a good idea.  I got the fairly standard $1000 applying online which didn't help when I needed to spend much more than that on a purchase.  It eventually worked out after a year of CLIs, but definitely congrats on their awesome approval!

Message 4 of 17
cashorcharge
Community Leader
Super Contributor

Re: Macy's AMEX In-Store Approval


@Whitneyy wrote:

Macy's is gearing up for Christmas seems like!

 

Congrats!


Agreed!  Was thinking...okay, when should I pull the trigger?!!  LOL

Message 5 of 17
Whitneyy
Valued Contributor

Re: Macy's AMEX In-Store Approval


@cashorcharge wrote:

@Whitneyy wrote:

Macy's is gearing up for Christmas seems like!

 

Congrats!


Agreed!  Was thinking...okay, when should I pull the trigger?!!  LOL


I have to wait until November 24th myself - but that's in time for Black Friday!

GOAL - 700 FICO across the board!
Message 6 of 17
AverageJoesCredit
Legendary Contributor

Re: Macy's AMEX In-Store Approval

Very nice.

 

But getting a $8k sl takes the fun out of growing a Macys cc from $300 to $25kSmiley Wink😜

Message 7 of 17
M_Smart007
Legendary Contributor

Re: Macy's AMEX In-Store Approval

Congrats to SO  ...

Message 8 of 17
gdale6
Moderator Emeritus

Re: Macy's AMEX In-Store Approval

Grats to your SO Smiley Happy

Message 9 of 17
cashorcharge
Community Leader
Super Contributor

Re: Macy's AMEX In-Store Approval

@AverageJoesCredit  I'm already way to excited to help in registering the account online and hitting the CLI button in 31 days 😁😁 

Message 10 of 17
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