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Macy's Amex Approval - 8k SL

CreditCuriosity
Moderator

Macy's Amex Approval - 8k SL

Well one last card to finish up the year Smiley Happy.. Hey it has been 32 or 33 days since my Marriott approval so doing well?

 

Anyways had to get some clothing (dress stuff yuck!) for my sisters wedding that I fly out to on the 26th of this month that is on the 28th.  Actually a fairly casual wedding on a beach in Florida so don't have to wear a suit, etc like the wedding I went to a few months ago so bought a nice Polo type button up and some navy not quite slack, but nice pants etc.. They were having 20% off today and tomorrow and been itching for the card and knew I didn't want to apply online as one would get the typical 1k SL tops.

 

Applied in store and SL is 8k.. Should have that to 25k in no time.  I am DONE for the year....  

 

Never seen a quicker approval in my life... cashier asked for DL and I typed in a few things in terminal and hit submit within 2 seconds approval forms printing out...

 

DP's 

They did a Exp HP

Score 780-790ish

Inquiries this year on Exp 5

Util: 1%

AAoA: 3+ years

oldest account: 25+ years

Overall unsecured personal credit > 500k

Any other questions feel free to ask other then did I really need this card Smiley Happy..

 

Macys.jpg

Message 1 of 39
38 REPLIES 38
CS1974
Valued Contributor

Re: Macy's Amex Approval - 8k SL

So I take it some of the credit line available for immediate use?

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 2 of 39
CreditCuriosity
Moderator

Re: Macy's Amex Approval - 8k SL


@CS1974 wrote:

So I take it some of the credit line available for immediate use?


probably could of charged up to 8k?  I spent about 300 if that was question so have 7700 approx left?

Message 3 of 39
JAG73
Moderator

Re: Macy's Amex Approval - 8k SL

Done for the year? There are still 13 days left.....guess we will see! Smiley Tongue

Congrats, agree it will be 25k in no time.

Got some pruning to do... No more new cards!
Message 4 of 39
James_A
Valued Contributor

Re: Macy's Amex Approval - 8k SL


@CreditCuriosity wrote:

... They were having 20% off today and tomorrow and been itching for the card ...


Is the card related to the discount? Or is that just a Macy's promo that happened to coincide with your MyFico thirst for more credit? Smiley Wink

 

Great job on the DPs and describing the process -- much appreciated. 

Congrats! & safe travels.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 5 of 39
AllZero
Super Contributor

Re: Macy's Amex Approval - 8k SL

Congratulations on your approval!
Message 6 of 39
CreditCuriosity
Moderator

Re: Macy's Amex Approval - 8k SL


@James_A wrote:

@CreditCuriosity wrote:

... They were having 20% off today and tomorrow and been itching for the card ...


Is the card related to the discount? Or is that just a Macy's promo that happened to coincide with your MyFico thirst for more credit? Smiley Wink

 

Great job on the DPs and describing the process -- much appreciated. 

Congrats! & safe travels.


lol today and tomorrow was 20% off if applied... really not that much although depending on what you spent it took care of tax and then another 10% as was 20% off up to $100.... Not a huge perk by any means, more just an excuse to be honest as wanted this card and wanted to wrap up the year and needed the clothing for the wedding, but obviously i could of used one of my other 25+ cards to do so....

Message 7 of 39
James_A
Valued Contributor

Re: Macy's Amex Approval - 8k SL

Credit Lust. It's a thing. Smiley LOL

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (11/11/2020): FICO 08 EXP: 747; TU: 762; EQ: 782
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 8 of 39
coreyb80
Valued Contributor

Re: Macy's Amex Approval - 8k SL

Congrats on the approval!

Message 9 of 39
M_Smart007
Epic Contributor

Re: Macy's Amex Approval - 8k SL

Did you really need that card? Smiley Surprised

 

Congrats CC & Happy Wedding/HolidaysSmiley Wink

popcorn eating emoticon.gif
Message 10 of 39
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