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Macy's Approved after RECON!

tag
3se7ens
Frequent Contributor

Macy's Approved after RECON!

Well, I applied and got denied. They pulled EX so I wondered what could be the reason.
The letter I got said, "Insufficient number of accounts" as the reason for denial. .
I called the recon # (800-477-2167) and the CSR said I put $8.00 as my monthly income...???
Ok so this was clearly a mistake, we revised app after giving some verifying info and another HP it was
Approved for $300....smh.... Anyway I'm going to see if I could grow it to $3000. by next Dec.

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 1 of 9
8 REPLIES 8
19eighty5
Senior Contributor

Re: Macy's Approved after RECON!

Congratulations on your approval and sorry about the second HP!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 9
AverageJoesCredit
Legendary Contributor

Re: Macy's Approved after RECON!

Congrats Op. $300 can grow in no time. Mine grew from $300 to 25k like butter. Word to the wise though, its fun but not really necessary. Ill be axing that limit today. Lessons learned the hard waySmiley Wink
Message 3 of 9
pinkandgrey
Senior Contributor

Re: Macy's Approved after RECON!

Congratulations! I have to admit that I was cracking up at the thought of an $8-a-month salary. No wonder you were denied! 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 4 of 9
9CLINE
Valued Contributor

Re: Macy's Approved after RECON!

Congrats on joining the Macy's family, as others have said the card can grow rather quickly if handled properly. Use well and pay off this smaller CL quickly and you'll see your CLI's growing fast. It is very possible to get to 3K by summer.

Give it ~3mths of use and you should see auto luv come your way. Then when you get the online cli request option you can use it or or ask using site chat feature or call in to ask but make sure it's gonna be a SP. 

Good Luck to you and happy shoppingSmiley Very Happy


Message 5 of 9
3se7ens
Frequent Contributor

Re: Macy's Approved after RECON!


@9CLINE wrote:

Congrats on joning the Macy's family, as others have said the card can grow rather quickly if handled properly. Use well and pay off this smaller CL quickly and you'll see your CLI's growing fast. It is very possible to get to 3K by summer.

Give it ~3mths of use and you should see auto luv come your way. Then when you get the online cli request option you can use it or or ask using site chat feature or call in to ask but make sure it's gonna be a SP. 

Good Luck to you and happy shoppingSmiley Very Happy


Thanks for the tips. Smiley Wink

As of 3/2022


EQ.-721  |  TU.-731  |  EX.-708


Top Cards:


AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800


Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000  PayPal MC $10,000 


Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

Message 6 of 9
xaximus
Valued Contributor

Re: Macy's Approved after RECON!

Congrats on the approval. I'm surprised how it allowed the $8 a month income. I would have thought that it would have realized it was a typo/mistake.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 7 of 9
Anonymous
Not applicable

Re: Macy's Approved after RECON!

Congrats. My wife was approved for $500 2 years ago in store. Now sitting at 25k

Message 8 of 9
Anonymous
Not applicable

Re: Macy's Approved after RECON!

Congrats on your approval !!!!

 

Message 9 of 9
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