Re: Macy's CLI 800-----> 4,300 in my first month! - myFICO® Forums

Suzette2 · ‎09-30-2022

Happy Friday to me: Macy's CLI from 800 to 4,300 in my first month!

6/20 :

12/22 :

SUPERSQUID · ‎09-30-2022

{ BK7 DC 12/2019 } target 1300/ kohls 3000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 2500 /first savings bank cc 2500/ cap1 QS 5000/ cap 1 savor one 3100 /comenity rewards mc 3k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 15700/bread cashback amex 8000

>/ nfcu platinum 9k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 39k
Total utilization 11 - 14 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 87k
Retired since 2017

coreyb80 · ‎09-30-2022

Congrats on the strong bump!

M_Smart007 · ‎09-30-2022

Congrats on the Macy's CLI 🎉🎉🎉

You'll be @ $25K in no time

CYBERSAM · ‎09-30-2022

Congrats on your Macy's CLI 🤑👍

CreditAggie · ‎09-30-2022

Congratulations on your Macy's CLI!

Current Cards (in order of approval):

Current FICO 8 | 9:

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Legal_Girl · ‎09-30-2022

Congratulations!!! That is a huge jump in one month. I had a Macy's card when I lived in the beautiful state of West Virginia because there was a Macy's 15 miles away from home. When I moved back to Florida, I closed it since the closest Macy's is 150 miles away. My Macy's grew fast and large. Enjoy it!!!!

Homeowner Again as of July 17, 2014. Thanks to the VA and NFCU. FICOs EQ - 764/EX - 760/TU - 769/Quicksilver $3,500 / Cred 1 $2,625 / 1st Natl $4,250/ Kohl $5k / Mercury MC $4,400 / NFCU Visa Sig Cash Rew $23k/ Lowes $25k / Best Buy Visa $11k/ NFCU LOC $15k / Walmart MC $7.5k / Chase Freedom Unlimited $1,500 / Discover IT $23,000 / Discover IT Chrome $15,500 / Citi DC $7,300 / AMEX Blue Cash Preferred $5,800 / Citi Simplicity $9,900 / Citi Premier $5,700 / Care Credit $10k/ AMEX Gold - NSL