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Macy's CLI - UPDATE - Store & AMEX Success

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SunriseEarth
Moderator Emeritus

Macy's CLI - UPDATE - Store & AMEX Success

One of my long term goals was to have most of my CLs over $10K.   I hadn't really done much with Macy's, but they may be of use for future furniture purposes.   My store CL has been sitting at $5400 since my major purchases line combined into my regular line quite some time ago.   I figured I'd ask for a $4600 increased to get to $10K...

 

Macys CLI 1-25-17.png

 

..and it was instantly approved!   I'm assuming this means they used an existing SP, but I'll keep an eye out on my CRs.  Time to update my siggy!

 

UPDATE (2/5):  After seeing instant CLI approval success in another thread, I decided to try asking on my Macy's AMEX line.   My AMEX line and store line remained separate, even after my Major Accounts line merged into the store line.   Anyway, I haven't used the AMEX line in a long time, but figured I tried.   I was at $3500 and asked for $10K; they instantly countered with $5K!   Very happy, as this line has been dormant for some time.   I may need to put a purchase on their, just to give it some activity.  I'll either use at the grocery store (2X Plenti points) or see if my AMEX Sync has any offers worth taking.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 1 of 13
12 REPLIES 12
Anonymous
Not applicable

Re: Macy's CLI

Congratulations! Very big accomplishment!

Message 2 of 13
pizza1
Community Leader
Super Contributor

Re: Macy's CLI

SRE thats wonderful!! Mission accomplished !! Smiley Happy

I love the Macy's furniture store!! Do they still have the major purchase line, or did they do away with it?

congrats to you, well done!! Smiley Wink
Message 3 of 13
SunriseEarth
Moderator Emeritus

Re: Macy's CLI


@pizza1 wrote:
SRE thats wonderful!! Mission accomplished !! Smiley Happy

I love the Macy's furniture store!! Do they still have the major purchase line, or did they do away with it?

congrats to you, well done!! Smiley Wink

The Major Purchase separate lines went away a while back, and they combined the available credit into your regular store line.  That line was a hidden TL, so you didn't have to worry about UTIL  Oh well.  .



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 4 of 13
pizza1
Community Leader
Super Contributor

Re: Macy's CLI


@SunriseEarth wrote:

@pizza1 wrote:
SRE thats wonderful!! Mission accomplished !! Smiley Happy

I love the Macy's furniture store!! Do they still have the major purchase line, or did they do away with it?

congrats to you, well done!! Smiley Wink

The Major Purchase separate lines went away a while back, and they combined the available credit into your regular store line.  That line was a hidden TL, so you didn't have to worry about UTIL  Oh well.  .


Thanks for the info.  I think I remember now about the lines combining. Smiley Sad

 

 My card will need to upgrade by several thousand $$$$$ before I could think of using it at the furniture side, lol... 

 

Congrats to you again! Smiley Happy

Message 5 of 13
CreditMagic7
Mega Contributor

Re: Macy's CLI

Awesome! Congratulations on getting approved to the line that you wanted.

 

 

Message 6 of 13
Anonymous
Not applicable

Re: Macy's CLI

WOOHOO! Love Macy's! Congrats on the BIG SLI. *and to think I started with macy's in sept 2015 wth a $300 sl.*
Message 7 of 13
MissMoni223
Senior Contributor

Re: Macy's CLI

CONGRATS!!! I Heart Macy's!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 13
AverageJoesCredit
Legendary Contributor

Re: Macy's CLI

Way to Fico! SunriseSmiley Happy. Nice limit should be nice and cozy next to your PenniesSmiley Happy
Message 9 of 13
Credit-hoarder
Valued Contributor

Re: Macy's CLI

OP--First of all congrats. Second: you can probably go back and get more if you wanted. Back when Citi took over the accts. in Aug 2015, my 3 lines merged into a $12.8K CL. Then shortly before Labor Day that year I decided to take the required HP under Citi for an increase and asked for $21K.... and got it. And a few days later they used that same HP to bump it up th $24K (more than I will EVER use-but it's a great buffer acct.) which is where is sits now. Let us know if you see a HP later. Citi pulled EQ for my increase and all 3 of my scores were sub 700 back then. Mine started out in Sept. 2013 at $600

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 10 of 13
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