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Macy's CLI!

Matt5979
New Contributor

Macy's CLI!

I decided to pull the trigger and requested a CLI for my Macy's store card from 500 to 3000 after my 6th statement cut today. It was approved!

 

Do you think it'll be a HP or SP? 

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10 REPLIES 10
doinit1
Valued Contributor

Re: Macy's CLI!

Wow...nice increase. Congratulations!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 2 of 11
segrobja
New Contributor

Re: Macy's CLI!

My first CLI with Macys was a HP, all others after that were SP

FICO 8 Scores - 10/19: EQ - 688, TU - 669, EX - 686

Started Rebuild 9/2015 @: EQ - 367, TU - 372, EX - 388

Total Lines of Credit - $108,500
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Matt5979
New Contributor

Re: Macy's CLI!

Thanks! I'll be watching what happens to my inquiry report... I'm hoping it's a SP, but we'll see. I'll keep everyone posted, I was just curious,

Message 4 of 11
MrsCHX
Valued Contributor

Re: Macy's CLI!

Congrats OP!

 

Yes, please update.  

 

I got Macy's in October 2016 and got denied for CLIs in February (using a December SP) and in March (using a January SP). I am tempted to ask them to just HP me because my EQ has increased almost 100 points but I don't want to poke the bear Smiley Very Happy

11/2017: EX 704 | TU 720 | EQ 672 -- Starting (2/2016): 630 | 620 | 580 -- INQs: 17 | 26 | 28 (last 6 months: 5 | 2 | 6)
AMEX Delta: $10k, Marvel: $8k, Discover IT: $7.2k, AMEX BCE: $6k, Target MC: $5k, PayPal 2%: $8k, CO QS: $2.6k, Merrick: $1.6k, Barclay's NFL Rewards: $1k, CO BuyPower: $500. And a mix of well-loved store cards.
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segrobja
New Contributor

Re: Macy's CLI!

I actually just logged in to my account because of this post. Last CLI was from $600 to $1600 back in Janruary. Just requested an additional $1400 for an even $3k and I got approved. No notifications from any credit monitoring services, so I'm assuming it was another SP from them.

FICO 8 Scores - 10/19: EQ - 688, TU - 669, EX - 686

Started Rebuild 9/2015 @: EQ - 367, TU - 372, EX - 388

Total Lines of Credit - $108,500
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Matt5979
New Contributor

Re: Macy's CLI!

I haven't received notice yet of any inq... but we'll see. When I applied for a Cap 1 card, it took two days for the three inquires to hit me lol. I know CLI's are different, but I'm crossing my fingers at this point. I don't plan on any more CLI's for this card since 3k is pretty much all I'll ever need for Macy's. 500 was just a really low limit and I had spent a considerable amount on my card these past 6 months. 

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Matt5979
New Contributor

Re: Macy's CLI!

*update* its been a day and there's no sign of any new inquiry... I'll give it another day.
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CreditInspired
Super Contributor

Re: Macy's CLI!

When I asked for a CLI in February over the phone, I specifically asked would it be a SP, and CSR said yes. I went from $2K to $5K. Hope your's a SP too.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K || BOA CashRewards $6K
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Matt5979
New Contributor

Re: Macy's CLI!

*Final Update*

 

No inquiry notice! I'm going to assume that there was no inquiry on the CLI request! If anything changes, I'll update accordingly, but go ahead and request that CLI if you were thinking about it!

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