@dragonfly66 wrote:
Congratulations on your increase! Very nice! I just went online to ask for a CLI tonight on my Macy's Amex and got an increase from $8,000 to $14,000. Yay me! This will definitely lower my overall utilization. Hopefully this will give me a few points boost (along with crossing the AAoA 2-year threshold).
OK, I got a little greedy and decided to try for a CLI on my regular Macy's charge card also. I had gotten an increase to $15,300 a few months ago so I was afraid that they would turn me down for another increase. I tried for it online and I got the e-mail to call their 800 number. I assumed this was their way of saying "go sit down somewhere", so intially I didn't call because I figured it was a "no" and I didn't need to hear them tell me that since the e-mail seemed to say it, but today I decided to call anyway. Thank goodness I did. They simply needed to verify some information. They asked me what I wanted my new limit to be and I said $20,000, and they said "OK"! I was shocked at how casually it happened. Needless to say I'm quite happy, especially since I'm about close on my house in mid-September and could use the extra credit for a little furniture shopping. I can't wait!
Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
Nice going
