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Macy's from $600 --- $5000 in THREE MONTHS!

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toi34
Established Contributor

Macy's from $600 --- $5000 in THREE MONTHS!

I applied for the Macy's card back in October, but the approval wasn't instant, I needed to call in to a representative. Approved for $600!

I waited 31 days like the poster's have been saying, but it didn't work for me. I got the "Denial Letter Notification" each time I requested a CLI, so I stopped trying and assumed I was bucketed at $600. After my 3rd statement cut last week I tried one last time, this time instead of the instant denial letter, I got a prompt asking me to call an "800" number. I called on Monday, and the rep said it was not going to be a credit pull, and asked how much I would like. Assuming no matter how much I asked for it woud be a denial, I said $5000. Approved $5000! 

Maybe I'm not bucketed after all. ♥

Message 1 of 11
10 REPLIES 10
CreditMagic7
Mega Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!

That's Awesome! Congratulations Smiley Very Happy

Message 2 of 11
mgood
Valued Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!

8.33x CLI? That's amazing! Not sure I've ever heard of one that big.

 

woah2.gif



EQ8 809, TU8 790, EX8 797 as of May 24
AZE4 - 2% Utl - New Accts: 3/6, 3/12, 7/24
Message 3 of 11
M_Smart007
Legendary Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!


@toi34 wrote:

I applied for the Macy's card back in October, but the approval wasn't instant, I needed to call in to a representative. Approved for $600!

I waited 31 days like the poster's have been saying, but it didn't work for me. I got the "Denial Letter Notification" each time I requested a CLI, so I stopped trying and assumed I was bucketed at $600. After my 3rd statement cut last week I tried one last time, this time instead of the instant denial letter, I got a prompt asking me to call an "800" number. I called on Monday, and the rep said it was not going to be a credit pull, and asked how much I would like. Assuming no matter how much I asked for it woud be a denial, I said $5000. Approved $5000! 

Maybe I'm not bucketed after all. ♥


Hi @toi34 , Congrats on your Macy's CLI 🎉

 

I do not think they bucket like Cap1 does.

When you ask for a Macy's CLI, always ask for $8-10K. (I asked for $18K one time) ,

the most I was granted on either of my (2) cards was an $8K edited: for $7.5K increase.

They will counter offer what they are willing to grant you. No harm/No foul.

Message 4 of 11
AverageJoesCredit
Legendary Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!


@toi34 wrote:

I applied for the Macy's card back in October, but the approval wasn't instant, I needed to call in to a representative. Approved for $600!

I waited 31 days like the poster's have been saying, but it didn't work for me. I got the "Denial Letter Notification" each time I requested a CLI, so I stopped trying and assumed I was bucketed at $600. After my 3rd statement cut last week I tried one last time, this time instead of the instant denial letter, I got a prompt asking me to call an "800" number. I called on Monday, and the rep said it was not going to be a credit pull, and asked how much I would like. Assuming no matter how much I asked for it woud be a denial, I said $5000. Approved $5000! 

Maybe I'm not bucketed after all. ♥


No, no buckets for you though i suspect you can now buy plenty of themSmiley Wink. Great jobSmiley Happy 25k here you comeSmiley Happy

Message 5 of 11
gdale6
Moderator Emeritus

Re: Macy's from $600 --- $5000 in THREE MONTHS!

Pretty good move up in 3 months, grats on it Smiley Happy

Message 6 of 11
Ontherise2020
Frequent Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!

Congrats on the CLI! I just requested mine yesterday for the first time and went from $800 to $6000.  I requested $5,200 to round off to $6000 and was instantly approved! Smiley Wink I'll typically ask for $5000 each time and see if that works each 31 days.

FICO Scores:
EX 715
TU 750
EQ 739
FICO 9 773
Message 7 of 11
CreditAggie
Community Leader
Super Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!

Congratulations on your Macy's CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 11
Reviewers
Established Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!

Congratulations on your CLI @toi34 

Message 9 of 11
Total80sKid
Senior Contributor

Re: Macy's from $600 --- $5000 in THREE MONTHS!

Congrats on your Macy's CLI 👍🏼

Message 10 of 11
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