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Macys CLI

New Member

Macys CLI

I've been a macy's store card holder since 2006 (has it really been 12 years?). Anyway I was a college student then so my SL was $200 or $300, don't remember. Used it heavily, carrying balances near the limit. I got an auto CLI to $500 after a few years of using it. I stopped using it as much and they lowered my credit limit down to $300. Just yesterday after reading posts here, I went on my macy's account and used their 'credit limit increase request.' Because I have a CSR at $10.5k and Citi Costco at $8k, I requested for a $9700 increase to bring my limit to 10k but they countered with a 6k increase bringing up my new limit to $6.3k (SAY WHAT!?!). My nordstrom card is only at $4.3k so for macy's to exceed that is just WOW. I also logged on my dad's macy's store card account (I'm my parents' account manager) which had a $3.2k limit, I requested for a 6.8k increase to bring the limit to 10k and got countered a 6k increase bringing the new limit to $9.2k, his highest among his other cards surpassing the 6.8k limit on his Amex BCE. Our FICOs are on the low 700s and incomes just north of $100k. No HARD PULL alerts so far so they either did a soft pull and/or use an algorithm based on info customer inputs. Gonna wait another month or two to request another limit increase. Gonna go for at least 4k to bring my limit to at least  10k. But yeah, congrats and good luck!

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Valued Contributor

Re: Macys CLI

Congrats! My Macy’s is by far my fastest growing card.

Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 2 of 3
Established Contributor

Re: Macys CLI

Congrats on the CLI

[Penfed Platinum Rewards 10k][TD Ameritrade-2k][BOA Cash Rewards 22k][NFCU cashRewards 33k][TDcash 5k][IHG 14.2k][BOA 15.8k][Amazon Prime Store 10k][Amazon PrimeVS 500][Amex BCE 6k][WellsFargo CashWise 14k][PNC Core 24.5k][WalmartMC 11k][SearsMC 15k][Lowes 35k][Toyota 21k][Capital One 5250][BP 10k][Home Depot 24.2k][Chase FU 6.6k][Discover 22.5k]
- [BOA CR $12.5k][Amex SC+ $13.5k][Amex B4B $35k][Chase Ink $45k][PNC $26.5k]
BT'oholic and OPM Lover! Chunk'n it hard and often!
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